月度归档： 2025 年 1 月

Notice of the General Office of China Banking and Insurance Regulatory Commission, China on Further Regulating the Internet Personal Insurance Business of Insurance Institutions

　　All banking insurance regulatory bureaus, insurance companies and insurance intermediaries:

　　According to the Insurance Law of People’s Republic of China (PRC), Measures for the Supervision of Internet Insurance Business and other laws and regulations, in order to strengthen and improve the supervision of Internet life insurance business, standardize market order, guard against business risks, promote fair competition, and effectively protect the legitimate rights and interests of insurance consumers, with the consent of China Banking and Insurance Regulatory Commission, we hereby notify the relevant matters concerning the operation of Internet life insurance business by insurance institutions as follows:

　　First, strengthen capacity building and improve the level of business services.

　　(1) The term "Internet life insurance business" as mentioned in this Notice refers to the business activities of insurance companies to publicly publicize and sell Internet life insurance products, conclude insurance contracts and provide insurance services by setting up self-operated network platforms or entrusting insurance intermediaries on their self-operated network platforms. The insurance institutions mentioned in this Notice include all insurance companies (including mutual insurance organizations and Internet insurance companies) and all insurance intermediaries (including professional insurance intermediaries and part-time insurance agencies).

　　Insurance companies that meet the relevant conditions of this notice may conduct Internet life insurance business without setting up branches nationwide. If the relevant conditions are not met, the Internet life insurance business may not be carried out. An insurance company entrusts an insurance intermediary to carry out Internet life insurance business, and the insurance intermediary should be a national institution. Involving online and offline integration to carry out life insurance business, Internet life insurance products shall not be used, and the business area shall not be extended to areas without branches.

　　(2) Insurance companies and insurance intermediaries should have corresponding technical, operational and service capabilities to carry out life insurance business on the Internet, choose life insurance products that meet the characteristics of Internet channels for online sales, strengthen the management of sales process and improve the risk management and control system.

　　Insurance companies should use scientific and technological means to optimize product supply, improve insurance services, improve operating efficiency, and promote life insurance products with risk protection or long-term savings functions.

　　(3) An insurance company (excluding Internet insurance companies) shall meet the following conditions when conducting Internet life insurance business:

　　1 for four consecutive quarters, the comprehensive solvency adequacy ratio reached 120%, and the core solvency was not less than 75%.

　　2. The comprehensive risk rating for four consecutive quarters is in Class B or above.

　　3. The coverage rate of liability reserve is higher than 100% for four consecutive quarters.

　　4. The corporate governance assessment of the insurance company is Grade C (qualified) or above.

　　5. Other conditions stipulated by China Banking and Insurance Regulatory Commission.

　　Internet insurance companies shall comply with the relevant conditions of the Measures for the Supervision of Internet Insurance Business when conducting Internet life insurance business. At the end of last quarter, the solvency, comprehensive risk rating and coverage ratio of liability reserve meet the requirements of the preceding paragraph.

　　(4) An insurance company shall have an efficient and stable business system to carry out Internet life insurance business. It can support the exclusive management of life insurance business on the Internet, has the concurrent processing ability suitable for business needs, and has a perfect network security protection means and management system.

　　An insurance company should have a financial system that meets the needs of Internet life insurance business, and conduct independent accounting for Internet life insurance business.

　　(5) An insurance company shall have the corresponding online operation ability to carry out Internet life insurance business and meet the following requirements:

　　1. Online insurance. Support online display of all insurance information to consumers and remote acquisition of necessary insurance information, which can realize basic functions such as location confirmation of the insured and the insured, and personal identification.

　　2. Online underwriting. We should fully realize automatic underwriting as soon as possible, encourage insurance companies to apply scientific and technological means to improve underwriting quality, enhance underwriting efficiency, further improve anti-fraud ability and level, and explore differentiated and intelligent underwriting.

　　3. Online underwriting. Support online confirmation of insurance intention, completion of premium income and expenditure, realization of surrender in hesitation period and other functions, and issue legal and effective electronic insurance policies.

　　4. Online service. All sales platforms have realized the comprehensive online service entrance of consumer consultation, inquiry, security, surrender, claims, complaints, etc., continuously improved the online service level, and ensured the continuous provision of service support not lower than the offline service standards of similar sales businesses within the validity period of the policy.

　　(6) An insurance company shall establish a convenient and efficient online service system to carry out Internet life insurance business, and the service standard shall not be lower than the following requirements:

　　1. The insurance company shall guarantee daily uninterrupted online service, and the connection rate of consumer consultation or service request shall not be less than 95%.

　　2. Insurance companies should provide comprehensive technical support for consumers’ independent purchase and self-service. Customer service personnel of insurance companies can provide online personal insurance business consultation and services at the request of consumers, and the exchange page displays their insurance institutions and customer service numbers in real time. Customer service personnel of insurance companies shall not take the initiative in marketing, and their salaries shall not be linked to the sales assessment indicators of Internet life insurance business.

　　3. Internet personal insurance business should fully realize real-time underwriting and real-time underwriting as soon as possible. If it is necessary to carry out procedures such as physical examination and survival investigation, it should notify the applicant within 1 working day after receiving the complete insurance information and complete the underwriting as soon as possible.

　　4. Internet life insurance business shall use electronic insurance policies, which shall specify the information of the entrusted intermediary institutions (if any) and shall be delivered to the insured within 2 working days after underwriting. During the insurance period, an insurance company shall provide a paper policy in time according to the requirements of the insured.

　　5. The insurance company shall continuously provide online security services to consumers during the insurance period, and the online security matters shall be handled within 2 working days after the application is submitted. If it cannot be completed within the prescribed time limit due to special circumstances, it shall promptly explain the reasons to the applicant and inform the processing progress.

　　6. After receiving the notice of insurance accident from the applicant, the insured or the beneficiary, the insurance company shall give a one-time claim settlement guidance within 1 working day; After receiving the request for compensation or payment of insurance benefits from the insured or beneficiary, if the insurance company considers that the relevant certificates and materials are incomplete, it shall notify the applicant, the insured or the beneficiary to supplement them at one time within 2 working days; After receiving the request for compensation or payment of insurance benefits from the insured or beneficiary and complete materials, make a verification within 5 working days, and notify the applicant within 1 working day after making the verification; In case of complicated circumstances, the approval period can be extended to 30 days.

　　7. Online application for surrender of Internet life insurance business shall be approved and notified to the applicant within 1 working day; In case of complicated circumstances, the approval period can be extended to 3 working days.

　　8. Internet personal insurance business should strengthen complaint management, set up online complaint channels, get in touch with the complainant within 1 working day after receiving the complaint, improve handling efficiency, and explore the establishment of a complaint return visit mechanism.

　　(7) When an insurance company entrusts an insurance intermediary to carry out Internet life insurance business, it shall carefully screen the partners, strictly control the sales behavior and ensure the service quality.

　　Insurance intermediaries to carry out Internet life insurance business, should strengthen the system construction, and have the operation and service capabilities that meet the requirements of Article (5) and (6). Customer service personnel of insurance intermediaries shall not take the initiative to market, and their salaries shall not be linked to the sales assessment indicators of Internet life insurance business.

　　Two, the implementation of exclusive business management, standardize the market competition order.

　　(8) Insurance companies shall implement exclusive management of Internet life insurance business, use Internet life insurance products that meet the relevant provisions of this Notice, and follow the business rules such as network layout and sales management. The development of Internet life insurance products by insurance companies should conform to actuarial principles, with clear insurable benefits, and the design of terms and the determination of rates are legal, compliant, fair and reasonable. Encourage insurance companies to apply digital tools and scientific and technological means to provide differentiated pricing and refined services to meet the growing personal risk protection and long-term savings needs of the people.

　　Internet life insurance products are limited to accident insurance, health insurance (excluding nursing insurance), term life insurance, ordinary life insurance with an insurance period of more than ten years (excluding term life insurance), ordinary annuity insurance with an insurance period of more than ten years, and other life insurance products stipulated by China Banking and Insurance Regulatory Commission. Internet life insurance products that do not meet the requirements of this notice shall not be operated online, and the insurance links of products shall not be publicly displayed or directly pointed to through the Internet.

　　(9) An insurance company applying for approval or filing of Internet life insurance products shall meet the following requirements:

　　1. The product name should contain the word "Internet", and the sales channel is limited to Internet sales. Non-Internet life insurance products shall not use related words.

　　2. Product design should reflect the characteristics of direct operation of Internet channels. The scheduled surcharge rate for Internet life insurance products with an insurance period of one year or less shall not be higher than 35%; Internet life insurance products with an insurance period of more than one year shall have a predetermined additional charge rate of no more than 60% in the first year and an average additional charge rate of no more than 25%.

　　3. Products can provide flexible and convenient payment methods. If the Internet life insurance products with an insurance period of one year or less are paid in installments, the payment amount of each installment should be consistent, and the Internet life insurance products with an insurance period of more than one year should comply with the relevant regulations of China Banking and Insurance Regulatory Commission.

　　4. The product design shall ensure that the insurance period is consistent with the actual duration, and the actual duration shall not be changed in disguise by surrendering the insurance fee or adjusting the cash value interest rate.

　　5. The calculation of the minimum cash value of Internet life insurance products with an insurance period of one year or less shall adopt the calculation method of the unexpired net premium, and its calculation formula is: minimum cash value = net premium ×(1-m/n), where m is the number of days that have taken effect and n is the number of days during the insurance period, and if the elapsed date is less than one day, it shall be counted as one day.

　　6. Other conditions stipulated by China Banking and Insurance Regulatory Commission.

　　(10) When an insurance company applies for approval or filing of Internet life insurance products, the materials submitted shall not only comply with the insurance clauses and relevant regulatory provisions on insurance rate management, but also submit an actuarial report, and the pricing basis of the products shall be listed in the actuarial report.

　　Internet life insurance products with an insurance period of one year or less shall specify the expected payout ratio in the actuarial report; If the Internet life insurance products with an insurance period of more than one year are priced by reinsurance data or empirical data, the latest occurrence rate table issued by China Banking and Insurance Regulatory Commission or designated relevant institutions shall be indicated, and the average conversion ratio shall be listed.

　　Internet life insurance products shall specify the upper limit of intermediary fee rate in actuarial report, and shall not directly charge the information technology support and information technology service fees arising from the operation of Internet life insurance business, and shall not break through or break through the upper limit of predetermined additional fee rate in disguised form.

　　When an insurance company applies for approval or filing the Internet life insurance products listed in Article (13) of this Notice, it shall also list the branches and cooperative institutions in the submitted materials.

　　(11) An insurance company applying for approval or using newly filed Internet accident insurance and term life insurance products shall comply with Articles (3) to (6) of this Notice.

　　An insurance company applying for approval or using newly filed Internet health insurance (except nursing insurance) products shall not only meet the requirements of the preceding paragraph, but also meet the requirement that it has not been subjected to major administrative punishment for illegal operation of Internet insurance business in the previous year.

　　An insurance company applying for approval or using the newly filed ordinary life insurance (except term life insurance) and ordinary annuity insurance products with an insurance period of more than 10 years shall meet the following conditions:

　　1. The comprehensive solvency adequacy ratio exceeds 150% for four consecutive quarters, and the core solvency is not less than 100%.

　　2 for four consecutive quarters, the comprehensive solvency surplus exceeded 3 billion yuan.

　　3. The comprehensive risk rating for four consecutive quarters (or six quarters within two years) is above Class A..

　　4. It has not received any major administrative punishment for the operation of Internet insurance business in the last year.

　　5. The corporate governance assessment of the insurance company is Grade B (good) or above.

　　6. Other conditions stipulated by China Banking and Insurance Regulatory Commission.

　　(12) When an insurance company entrusts an insurance intermediary to carry out Internet life insurance business, it shall specify the rights and obligations of both parties, the cooperation period, the dispute settlement plan, the liability for breach of contract and the customer complaint handling mechanism.

　　Insurance intermediaries selling ordinary life insurance (except term life insurance) and ordinary annuity insurance products with an insurance period of more than ten years shall meet the following conditions:

　　1 with more than three years of experience in Internet life insurance business.

　　2. It has a complete sales management, policy management and customer service system, as well as a safe, efficient and real-time information system and capital settlement process for online payment and settlement business.

　　3. It did not receive any major administrative punishment for the operation of Internet insurance business last year.

　　4. Other conditions stipulated by China Banking and Insurance Regulatory Commission.

　　(13) An insurance company shall, in addition to meeting the above-mentioned basic conditions, set up a provincial branch in its business area or cooperate with other insurance companies and insurance intermediaries that have set up branches to operate through the Internet, so as to ensure offline service capabilities in its sales area.

　　Insurance companies conducting other Internet life insurance businesses should have offline service capabilities no less than those of similar businesses for sale.

　　(14) When an insurance company operates or entrusts an intermediary agency to carry out Internet life insurance business, it should make an appropriate assessment before applying for insurance, scientifically assess the behavioral ability of consumers to purchase insurance products online and enjoy insurance services, and insist on selling insurance products to consumers that are compatible with their risk protection needs and payment ability.

　　(15) Insurance companies should strengthen underwriting management, grasp the full amount of underwriting information, ensure the independence of underwriting, and must not lower underwriting standards and reduce underwriting responsibilities when conducting Internet life insurance business.

　　The notification text of Internet life insurance business is formulated and provided by insurance companies, which meets the basic requirements of clear content, easy-to-understand text and concise and smooth expression, and reduces the use of uncommon terms. Insurance intermediaries shall not change or reduce the contents of the notification without authorization, and shall not induce the insured to make false statements.

　　Third, enrich the supervision mechanism and strengthen the supervision of innovative business.

　　(sixteen) insurance companies to carry out Internet life insurance business, should establish and improve the business backtracking mechanism. Insurance companies should regularly carry out Internet life insurance business backtracking as required, focusing on key indicators such as payout ratio, incidence rate, expense rate, surrender rate and return on investment, backtracking the deviation between actual operating conditions and actuarial assumptions, and taking the initiative to take measures such as attention, adjustment and improvement, active reporting and information disclosure. The chief actuary of an insurance company is the person directly responsible for the retrospective work of Internet life insurance business, and should organize and implement the retrospective work as required to ensure that the data used are comprehensive and true, the calculation method conforms to actuarial principles, and the rectification measures are timely and effective.

　　(XVII) An insurance company that conducts Internet life insurance business shall submit a report on the operation of the previous year through the information system related to Internet insurance supervision before March 20th of each year (see Annex 2 for the template, and the report data shall be as of December 31st of the previous year), and complete the registration of Internet life insurance business operation and information disclosure.

　　If an insurance company needs to adjust the business scope of personal insurance on the Internet, it should make a continuous announcement 10 days in advance on the self-operated platform, the self-operated platform of the agency and the sales page of each product. The contents of the announcement shall include the business scope adjustment decision, reasons and service guarantee measures, etc., and the adjustment shall be completed before April 1 of each year. If the business scope of Internet life insurance is narrowed, it should also give special tips to insured customers through effective channels.

　　(18) If an insurance company violates the relevant provisions of this Notice, it shall, as appropriate, take regulatory measures such as regulatory talks, risk warnings and prohibiting the declaration of new Internet life insurance products within a certain period of time according to law, and impose administrative penalties according to relevant laws and regulations.

　　If an insurance company entrusts an intermediary agency to carry out Internet personal insurance business in violation of the relevant provisions of this Notice, the insurance company and the intermediary agency shall be investigated at the same place, and a unified standard of discretion shall be maintained for similar businesses.

　　(XIX) China Banking and Insurance Regulatory Commission will initiate supervision procedures such as inquiry, investigation and inspection according to the retrospective situation of Internet life insurance business of insurance companies, and investigate and deal with illegal matters according to law. In the event that the insurance company fails to backtrack regularly according to the notification requirements, the backtrack data is untrue, and the pricing risk has not improved for a long time, China Banking and Insurance Regulatory Commission will not only deal with it according to Article 18, but also remind the board of directors of relevant risks, and at the same time, investigate the responsibilities of the company’s principal responsible persons and relevant management personnel according to law.

　　(20) If an insurance company is subject to administrative punishment for serious violations of laws and regulations and serious violations of consumers’ legitimate rights and interests due to Internet life insurance products, it shall promptly formulate consumer rights protection and rectification plans and make an announcement to the public.

　　(twenty-one) the actuarial liability reserve coverage ratio mentioned in this notice, the calculation formula is shown in Annex 1.

　　The major administrative penalty referred to in this Notice refers to the following administrative penalties imposed on insurance institutions for Internet insurance business: limiting the business scope, ordering them to stop accepting new business, ordering them to suspend business for rectification, revoking their business licenses, revoking the qualifications of company executives or prohibiting them from entering the industry.

　　(twenty-two) from the date of issuance of this notice, if the previous provisions are inconsistent with this notice, this notice shall prevail.

　　Give a transition period to insurance companies that have already started Internet life insurance business. Insurance companies shall, based on the protection of consumers’ legitimate rights and interests, promote the rectification of existing Internet life insurance business on the premise of fully evaluating and making good plans, and fully meet the requirements of this notice before December 31, 2021.

　　The insurance company shall start the trial operation of the Internet life insurance business backtracking mechanism in the second quarter after the issuance of this notice, and China Banking and Insurance Regulatory Commission shall designate industry organizations to assist in the implementation of relevant work. The retrospective mechanism of Internet life insurance business has been officially implemented since January 1, 2023.

　　Annex: 1. Description of the formula for calculating the coverage ratio of liability reserve.

　　2.2XXX years Internet life insurance business report

　　General Office of China Banking and Insurance Regulatory Commission, China

　　October 12, 2021

Next year, we will focus on smart driving. Will BYD start the battle of ＂smart driving and equal rights＂？

In addition to new energy popularization, BYD may soon usher in a new label: smart driving popularization.

Recently, the Ministry of Industry and Information Technology announced the last new car declaration catalogue this year, and BYD’s new cars are listed. In addition to the brand-new models such as Equation Leopard Titanium 3 and UAV version, many new models including new models, new models, Sea Lion 05, Sea Lion 07, and new Qin PLUS have attracted wide attention in the market.

Judging from the application information of various new cars, BYD brand new cars such as the new Seagull, the new Dolphin and the new Qin PLUS will all provide "optional interior rearview mirror mounting base". This configuration actually means that these models will be equipped with a "three-eye visual hardware intelligent driving scheme", which can realize pure visual intelligent driving through multiple cameras in the whole car.

We also learned from relevant channels that the smart driving versions of new models, including 05, Dolphin and Sea Lion 07, are expected to be put on the market one after another in the first quarter of next year. According to the arrangement of Jielan Road, in addition to the series of products such as seagulls, dolphins, seals and sea lions modified by Ocean Net, Qin PLUS, Qin Plus and Han and Tang Family of Wang Chaowang will also be equipped with a three-eye visual hardware solution.

This means that after experiencing the strategy of "the same price of oil and electricity" and "electricity is lower than oil", the direction of the change of BYD brand hot models next year will mainly focus on smart driving. Starting from the first quarter of next year, BYD may change its lineup to promote the popularity of smart driving in the mainstream consumer market.

Previously, Zhang Zhuo, general manager of BYD Ocean Network, once said in an interview with the media that he hoped that BYD’s self-produced and self-sold intelligent driving system would be fully realized as standard in the models of about 150,000 yuan or even less in 2-3 years. Now it seems that 2025 is likely to be a crucial year for the large-scale popularization of BYD’s smart driving.

As BYD’s pure vision intelligent driving route scheme, the three-eye hardware vision scheme, as its name implies, covers different scenes through three cameras. Compared with monocular and binocular camera schemes, the three-eye hardware scheme has a wider field of vision and higher recognition accuracy.

Most importantly, compared with the lidar scheme, the hardware cost of the pure vision scheme independent of lidar will be lower. Cost is often the most important premise before the popularization and promotion of science and technology.

In order to reduce costs and improve their comprehensive competitive advantages, the second brand Ledao, including Xpeng Motors and Weilai Automobile, has adopted the pure vision intelligent driving scheme. Among them, Tucki P7+ is the first vehicle in Xpeng Motors to adopt the AI Hawkeye vision scheme, and Tucki P7+ AI intelligent driving can be independent of high-precision maps and lidar, and can adapt to the whole vehicle system with a set of software.

According to the latest data, the delivery volume of Tucki P7+ has exceeded 10,000 units only four weeks after listing, and the production has been expanded three times in one month. Through Tucki P7+, Xpeng Motors has obviously fired the first shot of the pure vision scheme.

According to Xpeng Motors, Tucki P7+ and subsequent models will no longer distinguish Max and Pro versions, and all models will be equipped with AI intelligent driving as standard. In addition to Tucki, the second-generation AION V and AION RT, which were launched by Guangzhou Automobile Ai ‘an before, all supported high-speed and map-free city navigation assistance. Although the intelligent driving scheme was not purely visual, it was realized by laser radar, but the prices of the second-generation AION V and AION RT also reached the mainstream price range of 150,000.

There are many other examples like this. For example, those equipped with Huawei’s Gankun Intelligent Driving ADS SE version have also reached the level of 150,000. The Baas version starts at a price of 149,900 yuan, and comes standard with 30 sensing hardware, which can realize high-speed NOA and full-scene navigation assistance NOA. In order to improve the competitiveness of new cars, the official has also given the free use right of full-scene navigation assistance NOA for five years.

The most noteworthy thing is Tesla. At the Tesla conference in October this year, Tess’s driverless taxi can achieve full automatic driving. According to Musk, the cost of Cybercab vehicles will be less than $30,000. Although the large-scale commercial production of this technology still needs a certain period, it has also caused expectations and optimism for Tesla to promote self-driving models into the mainstream market.

It can be seen that both lidar and pure vision scheme are just a means. From the ultimate goal, promoting the popularization and equal rights of high-level intelligent driving experience and occupying the mainstream market has increasingly become the consensus of all head car companies around the next stage of intelligent driving competition.

In this context, as a cliff-leading existence in the new energy market, BYD obviously needs to fill its shortcomings and improve its high-level intellectual driving competitiveness, so as to ensure its influence in the mainstream consumer market.

Since the beginning of this year, BYD has diversified its layout around the field of smart driving. For example, Equation Leopard has signed an in-depth strategic cooperation agreement with Huawei, and the first hard-core off-road SUV Equation Leopard equipped with Huawei’s Gankun Intelligent Driving ADS3.0 Intelligent Driving Scheme has come into the market, which can realize the whole scene from "parking space to parking space".

Besides the strategic cooperation with Huawei, before this year, BYD also had strategic cooperation with suppliers such as Horizon, Momenta, Baidu, NVIDIA and Bosch.

At the product level, since the beginning of this year, some mid-to-high-end and high-end models have also been equipped with BYD’s self-developed "Eye of God" intelligent driving scheme. Around self-research, BYD has set up two intelligent driving teams, Tianxuan and Sirius, in the middle of this year. The former is responsible for the high-order scheme, and the latter is oriented to the middle and low-order scheme.

In order to improve the efficiency of research and development, in October, the two teams completed the integration. This action of resource integration is also regarded by the outside world as a signal of BYD’s sprint and self-developed mass production. Although BYD’s smart driving performance is not excellent at this stage, it is believed that BYD will build a new moat in the new energy market on the basis of the bargaining power of supply chain brought by scale and the huge reputation of new energy in the first half, with BYD constantly strengthening its smart driving ability.

New applications such as 5G car networking will be unveiled at the 2020 World Intelligent Networked Automobile Conference.

　　Xinhua News Agency, Beijing, October 20th (Reporter Zhang Xinxin) Qu Guochun, director of the Equipment Industry Development Center of the Ministry of Industry and Information Technology, said on the 20th that the 2020 World Intelligent Networked Automobile Conference will be held in Beijing from November 11th to 13th, and new applications such as 5G car networking and intelligent transportation will be unveiled at the conference.

　　Qu Guochun made the above statement at the press conference of the 2020 World Intelligent Networked Automobile Conference held on the 20th.

　　Intelligent networked automobile is a new industrial form with deep integration of automobile, electronics, information and communication, road transportation and other industries. At present, China is accelerating the development of intelligent networked vehicles, improving the infrastructure level of intelligent roads, and building a comprehensive application system of vehicle networking. The convening of this conference is to further promote the development of the industry and meet the urgent needs of cross-border exchanges, collaborative innovation and demonstration applications.

　　It is reported that the 2020 World Intelligent Networked Automobile Conference is co-sponsored by the Beijing Municipal People’s Government, the Ministry of Industry and Information Technology, the Ministry of Public Security, the Ministry of Transport and the China Association for Science and Technology. The theme of this conference is "Intelligent New Era, New Life of Car Connection", creating an "offline+cloud" dual-platform exhibition mode, setting up theme exhibition areas such as complete vehicles, key components, 5G car networking and intelligent transportation, and launching autonomous driving demonstration experience activities.

My People，My Country’s eve special Bo Huang ignored the danger of high-altitude welding

1905 movie network news 　Tracing back to the eve of history, don’t forget the way when you came! Recently, the National Day gift film released a special edition of "Eve", one of the seven stories, revealing the story behind the shooting.


视频中，导演管虎直言不讳，在创作中遇到的最大问题就是，如何能尽量精细的还原三四十年代北平城的真实场景，要“完成的是那个年代的东西”。管虎在拍摄中多次强调“要抓细节”“细节决定一切”，并指出“不能躲，要迎头而上”。


饰演天安门广场旗杆设计安装者林治远的黄渤也表示，《前夜》通过描绘一个小人物、一个看似不大的事情，实际上折射出的是，那个年代每个小人物对于祖国的大热爱，和对伟大祖国的建立抱有深切深厚的情感。


视频中，能看到黄渤亲自攀爬旗杆进行电焊的高风险动作，而人物原型林治远也是克服了恐高障碍，爬上20多米高的广场旗杆，解决了技术问题。王千源、欧豪等人也纷纷亮相，其人物角色都有原型可考。立国大事的背后是千千万万个小人物的热情和奉献。


《前夜》讲述了1949年10月1日开国大典前夜，天安门广场旗杆设计安装者林治远（黄渤饰）等人争分夺秒克服重重困难，保障开国大典上我国第一面五星红旗顺利升起的故事。


该故事由管虎执导，黄渤、王千源、欧豪、辛柏青、耿乐、姜武、梁静、佟大为、魏晨、胡军、王天辰等主演，影片9月30日上映。


Moderate ＂Dove＂ Biden advocates contact rather than confrontation.

Topic: 2008 US Presidential Election


In 2001, Biden boarded the Great Wall as a souvenir during his visit to China.



In 2001, when Biden visited China, he visited a village in the suburbs of Beijing and shook hands with the children in the village.


　　This newspaper comprehensively reported that Biden was chosen as Obama’s deputy, largely relying on his rich experience in military diplomacy. In American politics, Biden belongs to a moderate dove. He advocates contact with other countries to understand rather than simply confrontation.


　　When he was young, Biden opposed the Vietnam War. After being elected as a senator, Biden, then chairman of the Senate Foreign Relations Committee, supported the Bush administration’s decision when it invaded Afghanistan and Iraq in 2001 and 2003 respectively. However, Biden later changed his position and criticized the Bush administration for its improper handling of the Iraq issue.


　　In 2006, Biden and Leslie Gelber, former chairman of the Foreign Affairs Committee, announced a plan to solve sectarian conflicts in Iraq. He called for the establishment of a federal system in Iraq and arranged for Kurds, Shiites and Sunnis to establish republics in their respective regions. Biden supports the US government’s diplomatic contacts with Iran.


　　Be keen on formulating foreign policy


　　Biden is skeptical and reserved about the missile defense system vigorously promoted by the Bush administration. He believes that the world is still in the transition period after the Cold War, and the "new world order" predicted by many people has not yet arrived. The strategic relationship between the United States and the world’s major powers is at a critical moment, and the missile defense system will affect their attitude towards the United States.


　　As a senior member of the Democratic Party in the Foreign Affairs Committee of the Senate, Biden is quite active in the formulation of American foreign policy, especially in anti-nuclear and arms control. In 1997, he took the lead in pushing the Senate to ratify the Chemical Weapons Convention and supported the prevention of the proliferation of weapons of mass destruction. In 1999, Biden tried to push the Senate to pass the Comprehensive Nuclear-Test-Ban Treaty, but failed.


　　Visited China twice.


　　Oppose being an enemy of China


　　On China policy, Biden advocates the one-China policy, and the Taiwan Strait issue must be resolved peacefully in accordance with the wishes of the people on both sides of the strait. He visited China twice in 1979 and 2001. In August 2001, Biden, then chairman of the Senate Foreign Affairs Committee, visited China, stressing that the relationship between the United States and Asia, especially China, is extremely important, and the US government should continue to contact China and strive to develop friendly and cooperative relations between the two sides.


　　Biden said: "American conservative think tanks regard China as a potential enemy, and I totally oppose this view." He said: "Most Americans and most US congressmen believe that although China is not an ally of the United States, it can become a friend of the United States." He said that the relationship between the United States and China can be summarized by the word "convergence of interests", and the two countries share common interests in maintaining peace and stability on the Korean Peninsula and preventing nuclear proliferation.


　　US President Bush signed the new National Space Policy in 2006, saying that the US government has the right to prohibit anyone who is "hostile to American interests" from using space. This is the first time in 10 years that the United States has made an overall and comprehensive revision of its space policy. Some analysts said that Bush’s move was aimed at China. Biden warned against launching an arms race in space against China. Biden said: "I don’t think we need to worry too much (about China)."


Related links:



  • Focus on Obama’s deputy Biden: a heavyweight expert in foreign affairs August 23, 2008
  • Six advantages make Biden stand out. August 24, 2008
  • There is a great hope that O ‘Byrne will enter the White House, and there are still variables. August 24, 2008
  • Moderate "Dove" Biden advocates contact rather than confrontation. August 24, 2008
  • Biden was chosen as Obama’s deputy. August 24, 2008
  • Obama abandoned "male and female matching" and chose "young and old matching" August 24, 2008
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Editor: Zhang Renhe

Mercedes-Benz EQE SUV in Zhuhai is on sale! The maximum profit is 80,000, and the car is sufficient.

[car home Zhuhai Preferential Promotion Channel] is currently carrying out preferential activities in Zhuhai, with the highest preferential amount reaching 80,000 yuan and the lowest starting price of 406,000 yuan. For interested consumers, this is undoubtedly an excellent opportunity to start a luxury electric SUV. Please click "Check the car price" in the quotation form for higher discount.

珠海地区奔驰EQE

Mercedes-Benz EQE SUV shows a combination of luxury and technology with its unique front face design and dynamic body lines. The front face adopts the iconic star emblem design, and the air intake grille adopts the closed design, which shows its identity as a pure electric vehicle. The overall style is atmospheric and powerful, and the body lines are smooth, which highlights its sporty temperament.

珠海地区奔驰EQE

Mercedes-Benz EQE SUV has a length of 4880mm, a width of 2032mm and a height of 1,679 mm. With a wheelbase of 3030mm, it shows a spacious interior space. The side lines of the car body are smooth and full of strength. It is equipped with 19-inch rims and 235/55 R19 tires, which adds dynamism and stability to the car.

珠海地区奔驰EQE

The interior style of Mercedes-Benz EQE SUV adopts a luxurious and simple design concept, and the steering wheel is made of leather, which has electric up-and-down and front-and-rear adjustment functions to meet the needs of different drivers. The central control panel is 12.8 inches in size and equipped with advanced speech recognition control system, which supports multimedia system, navigation, telephone, air conditioning and skylight, providing intelligent control experience for drivers. The seat is made of imitation leather, the main and auxiliary seats have heating and ventilation functions, and the main driver’s seat and the co-driver’s seat are also equipped with electric seat memory function. In addition, the car is equipped with multiple USB and Type-C interfaces, which support the wireless charging function of the front mobile phone, making the technology atmosphere in the car more intense.

珠海地区奔驰EQE

Mercedes-Benz EQE SUV is equipped with an efficient motor with a maximum power of 300 kW and a peak torque of 858 Nm, providing a strong and smooth power output.

Car home car owners believe that although the power performance of Mercedes-Benz EQE SUV is acceptable, the low-profile models are not equipped with rear wheel steering, so the vehicle lacks in handling flexibility. As a former owner of BMW 3 Series, he pointed out that the handling experience of EQE SUV needs to be improved, especially when encountering a big bump, the redundant shaking of the body is more obvious and the suspension is soft.

Mate XT cattle has been hyped by nearly 100,000.

Author | Cao Shuangtao

Editor | Yang Bocheng

Title map | Wen Xin yi ge

"Huawei’s most leading, innovative and subversive products are coming! This is an epoch-making product that others think of but can’t do. After five years of persistence and investment, we have turned science fiction into reality. " Yu Chengdong refers to this product or Huawei’s upcoming release of the world’s first three-fold screen mass-produced mobile phone-Mate XT Extraordinary Master.

Source: Weibo, Yu Chengdong

According to the official warm-up video, the back panel design of Mate XT extraordinary master mobile phone is close to that of Mate 60 RS extraordinary master. The whole module is black, surrounded by a metallic decorative frame, and a polygonal camera module is placed behind it. The back shell of the fuselage is made of plain leather, and a vertical metallic "HUAWEI ULTIMATE DESIGN" logo can be seen below the camera module.

Source: Huawei official

The mass production of the extraordinary masters of Mate XT has triggered domestic mobile phone manufacturers to follow suit. Known as the "King of Africa", Chuanyin is the first Huawei to release PHANTOM ULTIMATE 2, a three-fold screen mobile phone, but this model is still a prototype. There is no public statement about when to realize global mass production.

Zhao Ming, CEO of Glory, also pointed out that Glory has a layout in technologies such as 30% discount and scroll. Although the technology is ready, the specific release time depends on the market reaction. From the supply chain, Xiaomi is developing a 30% discount mobile phone, which is expected to appear in the form of a physical model or prototype at the Mobile World Congress in February 2025.

Different from the development of large folding screen and small folding screen to multi-folding screen in China, Samsung is developing a rollable mobile phone. Korean media Business Post reported that Samsung recently applied for a patent for a rollable display for smart devices.

According to foreign media Patently Apple, Samsung applied for the patent of electronic device with rollable display in Europe, with the patent number of 20240281093. The rollable display can be simply understood as a common "rolling gate" in life. Some screens are rolled inward for storage, and larger screens are pulled out when necessary.

Compared with folding screen displays, rollable displays need higher-end technical support. Overseas media predict that commercial rollable mobile phones may not appear until after 2027 due to the high technical difficulty of rollable phones.

And considering that Samsung Galaxy Z Fold has spent 11 years from development to listing, it means that Samsung’s rollable mobile phone may have a longer time to market.

Although compared with the rollable mobile phone, the technical difficulty of the three-fold screen mobile phone is reduced and the commercialization may be higher. However, due to the disadvantages of price, after-sales price, durability, versatility, and scenes, it is still open to question whether the three-fold screen mobile phone can achieve substantial growth in the short term.

Since June 2018, Rouyu Technology has taken the lead in Huawei and Samsung, taking the lead in releasing the world’s first foldable flexible screen mobile phone FlexPai. In the following years, in addition to Apple, major mobile phone manufacturers have released related folding screen models, and the shipments of larger screen, lighter and thinner folding screen mobile phones have been increasing.

Source: Based on public information collation

Counterpoint data shows that in 2024, Q2 global folding screen mobile phone shipments increased by 48% year-on-year, and Latin America’s growth rate reached 450% due to its relatively low base. Glory Magic V2 replaced Samsung to win the title of folding screen mobile phone in Western Europe in this quarter, relying on a thinner body.

Under the high growth, it is still difficult to hide several realities of the folding screen mobile phone market: First, the problem of folding screen hinge crease still exists. On the JD.COM platform, many manufacturers’ folding screen mobile phones have bad reviews related to hinges; Second, the high maintenance cost, Huawei Pocket2 to replace the new screen price of about 3000 yuan. If the original old parts can be recovered for free, the cost will be more than 2000 yuan, which is enough for consumers to buy brand-new machines.

Source: JD.COM

Third, the development path of consumer electronic products is probably as follows: manufacturers’ shipments increase → dilute manufacturers’ R&D costs and after-sales costs and supply chain manufacturers’ costs → lower prices to drive shipments increase → continue to dilute costs, and the yield rate continues to increase → continue to drive sales. The traditional large bar mobile phone has grown up according to this path.

If the folding screen mobile phone wants to realize this path, it still faces a lot of resistance. Huang Tao, vice president of vivo products, said that overcoming various technical problems requires manufacturers and suppliers to constantly promote ripening. Under the current situation that the total amount is not large enough, the overall difficulty of promoting things is relatively large.

Based on this, it is difficult for high-priced folding screens to enter the mainstream mass market and remain a niche market in the short term.

Trend Force Jibang Consulting data shows that in 2023, the global shipment of folding screen mobile phones was 15.9 million, accounting for about 1.4% of the total smartphone market. It will grow to 17.7 million in 2024, but the proportion will only increase by 1.5%.

If the above problems are put on a three-fold screen mobile phone, the problems may be more prominent. On the one hand, in order to ensure the user experience, the three-folding screen mobile phone pursues thinness more than the big folding screen and the small folding screen.

For example, when the prototype of a three-fold mobile phone is folded, the thickness of the whole machine is 11mm, which is almost close to the thickness limit of a three-fold screen mobile phone in terms of the thickness of Samsung Galaxy Z Fold 6, Huawei Mate X5 and Glory Magic V3.

In order to achieve thinness and thinness, three folding screens need to use flexible OLED screens and hinges with longer life at the same time, and demand higher yield, cost and income of supply chain manufacturers.

It is reported that Phantom Ultimate 2 prototype can be folded zigzag through two sets of hinges. Officials say that its rotating shaft can withstand up to 300,000 folds and has a high strength of 2100MPa. Huawei’s 30% mobile phone consists of a double hinge structure folded inside and outside, which requires high flexibility, durability and hinge strength of the display.

At present, the core problem of hinges is the low yield. According to the relevant research report of Shanxi Securities, the median yield of hinges in the industry is about 50%-60%, which is the biggest threshold for the assembly of folding screen panels. It is bound to be more difficult to use the three-fold mobile phone panel with double hinge structure.

In addition to the hinge problem, the chip is also a big problem. These two problems or the supply chain still have shortcomings.

Citic Construction’s related research report mentioned that the triple-folding model is a brand-new folding form, which still poses great challenges to the supply chain. If the supply chain delivery capacity cannot meet the demand, the shipment of Huawei’s triple-folding model may be less than expected.

The yield of the upstream supply chain is low and the technology is immature. Huawei needs to ensure the normal profits of dealers. The supply chain estimates that the price of Huawei’s three-fold screen may be as high as 20,000 yuan.

If you refer to the screen maintenance cost of Pocket2, the maintenance cost of the three-fold screen will only be higher. In other words, the purchase cost is superimposed on the possible maintenance cost, and the use cost of Mate XT extraordinary master is at least 20,000 yuan.

However, whether it was the hot sale of Mate60 in the market last year, the out-of-stock caused dealers and scalpers to eat, or the sales volume of Nova Flip exceeded 45,000 units in 72 hours, which increased by 85% year-on-year.

Whether the shipment of Mate X5 series is more than 4.5 times higher than that of X3, or the upcoming Mate XT Extraordinary Master takes the world’s first mass-produced three-fold screen mobile phone as a selling point, scalpers are speculating the Mate XT Extraordinary Master at a sky-high price.

On salted fish, the price of Mate XT has reached 50,000-60,000, and the price given by some sellers is as high as 100,000, and the premium rate is close to 5 times.

?Source: Xianyu APP

The extraordinary master of Mate XT, who is positioned in the ultra-high-end business market, is responsible for Huawei’s impact on the higher end. On the one hand, Huawei’s existing production capacity cannot achieve large-scale global supply, and more high-end products need to be launched to continuously improve revenue and profits; On the other hand, some dealers revealed that Huawei’s TOC business has changed from selling goods to operating customers, which means that Huawei wants to get rid of the shackles of the original stores and change from sitting in a business to a merchant. It also means that Huawei’s integrated business is also fully adjusted to high-end.

?

It is undeniable that the global mass production of Huawei MateXT three-fold screen mobile phone shows the comprehensive technical strength of Huawei and supply chain manufacturers.

According to market rumors, the panel supplier of Huawei’s three folding screens is BOE. As early as 2022, BOE has announced the successful development of F-OLED flexible N-shaped folding display technology, which can realize internal and external folding simultaneously. The water-drop folding life of inward folding R3 is 200,000 times, and that of outward folding R5 is 100,000 times.

If BOE officially supplies Huawei, the expected service life will be further improved, which means that the comprehensive technical strength of domestic panel manufacturers may be able to compete with SDC, the originator of folding screen panels.

It is still open to question whether the extraordinary master MateXT can provoke Huawei’s high-end tasks. In addition to the supply chain problem, Li Nan, president of Meizu, publicly criticized Huawei’s three-fold screen for being 10mm thick, which was not practical. And the design and technology began to pay attention to X grid instead of talking about cost performance. This is a very small number of middle-aged men who are not poor in money and have serious and advanced fun. The implication is that there are too few consumers who are willing to pay for Huawei’s Mate XT of more than 20,000 yuan.

Source: Weibo

In addition, it is urgent to answer several key questions to the market after the three-folding-screen mobile phone is really listed in a large area, which is expected to drive the manufacturers to increase their shipments and the relevant supply chain manufacturers to benefit. That is: compared with the existing consumer electronics, what is the core advantage of triple folding? Or what kind of differentiated experience can a three-fold mobile phone with a price of more than 20,000 yuan bring to consumers?

Manufacturers focus on two forms of triple-fold exposure. First, it is unfolded from the triple-fold used by Yu Chengdong in the engine room and is close to the size of a tablet computer. The message list is displayed on the left side of the screen, and other split-screen browsing contents seem to be displayed on the middle and right side of the screen. After the real launch, there may be a new design and planning in the split-screen operation, and the use scenarios of the overall equipment are expected to be more than the existing folding screen equipment.

The other is the "tent mode" under the expansion of Phantom Ultimate 2, where users can operate different pages by touching the pen. Although the overall operation is similar to that of a tablet computer, the other screen is idle.

Source: Voice official

Zhang Nan (pseudonym), a consumer from Fuyang, Anhui Province, told DoNews that he personally thought that the three-fold screen was a little tasteless, and compared with the traditional straight mobile phone, it had no advantages in maintenance cost, portability and price. Compared with tablet, the game screen is not as big as tablet, and the whole operation experience is not as good as tablet.

Compared with a business office computer, it is more expensive for me and my colleagues to get used to Apple or Microsoft’s operating system than a high-profile business office computer. Compared with the big folding screen, I don’t need it for my daily business and business socialization. If you simply meet the entertainment needs and pursue a big screen experience, why not buy a large-size TV or projector directly?

The same feeling as Zhang Nan is also Hu Yang (a pseudonym) who sells a mobile phone in Zhoukou, Henan Province. Hu Yang said that many customers he comes into contact with every day pay more attention to the configuration of mobile phones and the problem of jamming, and pay limited attention to the screen. And the core functions of consumers using mobile phones are games, payment, short videos and social interaction, and some consumers will make adjustments according to their occupation and personal habits. At present, the function of smart phones is not insufficient, but a serious surplus.

As Hu Yang said, since 2024, in addition to Apple, major mobile phone manufacturers have launched AI mobile phones. And in order to meet the needs of policy supervision, domestic mobile phones seek cooperation from overseas big models, and overseas mobile phone manufacturers seek cooperation from domestic big model manufacturers.

However, Canalys reports that consumers who pay attention to AI mobile phones can be divided into four categories: technology enthusiasts, value-maximizers, pragmatists and skeptics.

Among them, pragmatists account for the largest proportion of 67.9%. At present, the real AI mobile phone buyers on the market are technology enthusiasts. It is estimated that the market will wait until 2025 or 2026, and those who pursue value maximization and pragmatists will pay for AI mobile phones, and the relevant supply chains will also target this group in advance.

Based on this, AI mobile phones currently have limited contribution to manufacturers’ shipments. According to Canalys data, global smartphone shipments in Q2 in 2024 only increased by 5% year-on-year, and most of them were contributed by markets in Eastern Europe, Southeast Asia and Latin America. If manufacturers continue to lower the price of AI mobile phones in order to hedge the research and development costs of AI big models, this means that it is difficult for three-fold screen mobile phones to sell AI.

In addition, with the consumer market paying more and more attention to the comprehensive cost performance, it is also difficult for the extraordinary masters of Mate XT to replicate the sales myths of Mate60, Nova Flip and Mate X5. Although the shortage of Mate60 provided the basis for the hot sales in the early stage of Pura 70, on the day of Pura 70 sales, the real-time search popularity of Meituan flash purchase directly increased by over 3600%. Cattle is a premium of 2000 yuan, and some popular colors are not available from stock.

However, if Pura 70 is put into a mobile phone with the same price, its overall cost-effective advantage is slightly insufficient compared with competing products. Based on this, the popularity of Pura 70 did not last long. Since July, its price has been reduced several times. With the increasing number of three-fold screen mobile phones sold by manufacturers in the future, what are the differentiated selling points that can be recognized by consumers? This is worth pondering by all manufacturers.

Source: Slow Buy APP

At present, mobile phone manufacturers are constantly rolling up big folds, small folds and triple folds, but traditional straight mobile phones still face many practical challenges if they want to grow more.

First, the problem of battery life. Zhang Wei (a pseudonym), a freight driver who has been engaged for many years, told us that the navigation function needs to be turned on during the whole process of the truck driver’s sports car, which requires high battery life of the mobile phone. In recent years, although many manufacturers of flagship machine have been purchased, the overall endurance is not good. After three or four hours of navigation, the power will soon drop from 80% to 20%. To make matters worse, in the hot summer, smartphones are not only slow, but sometimes they can’t be charged. Not only Android, but also the difficulty of low-temperature apples in winter has been criticized by many Apple users.

The second is the stuck problem of traditional straight board machine. According to the data of China Information and Communication Research Institute, in July this year, Apple’s market share in China has fallen to single-digit level, and the comprehensive proportion of Android mobile phone manufacturers has reached 90%.

However, Rong Qiang (a pseudonym), a salesman from an Apple store in Fuyang, Anhui Province, told us that many of the customers they come into daily contact with are because the Apple operating system is smoother than Android phones and is not stuck. Many old Apple users are not used to the Android operating system, or after using Android phones for a period of time, they continue to buy Apple. Even old Apple users who are highly concerned about cost performance will ask if there is an Apple II mobile phone in the store.

As Rong Qiang said, whether the black cat complaint involves the stuck Android phone, or the bad reviews of many manufacturers on the JD.COM platform can always see the stuck problem, or the second Apple phone accounts for a relatively large proportion, all of which explain the stuck problem or the problems that need to be solved and optimized constantly at present.

Source: Black Cat Complaint

Source: Black Cat Complaint

The third is the price issue that consumers are quite concerned about. With the increasingly fierce price war between JD.COM and Tmall, it is continuously impacting the price system of mobile phone manufacturers. Take this year’s 618 as an example. Starting from 0: 00 on May 20th, JD.COM successively removed the popular products of Redmi Turbo3 and K series for nearly five hours. In addition, several categories of mobile phone brands, such as OPPO, vivo, iQOO, Yijia and Glory, were also dropped by JD.COM.

The cause of the incident is that JD.COM and Tmall adopted the same price strategy. However, in order to expand the market share of 3C, Tmall added 100 yuan to the 88VIP discount on the basis of the original discount. JD.COM is a price-chasing Tmall, and under the business keys emphasized by Liu Qiangdong, such as improving efficiency, reducing costs and increasing efficiency, and focusing on pragmatism, mobile phone manufacturers are required to bear the subsidy price. Under the game between the two sides, the manufacturer’s model will be temporarily removed.

However, consumers will not pay attention to the tripartite game between JD.COM, Tmall and the brand, and the price reduction will still cause a lot of consumers’ dissatisfaction with backstab. On the black cat complaint platform, there are more than 4,000 complaints about the price reduction of mobile phones, covering multiple mobile phone brands. In other words, how to achieve a balance among channels, profits and consumer interests protection is one of the problems faced by brands.

?Source: Black Cat Complaint

Not only in the domestic market, India is regarded as one of the important growth markets overseas. Although the high temperature and rising prices have caused the demand in the Indian mobile phone market to stagnate, Counterpoint data shows that in the first half of 2024, India’s mobile phone shipments increased by 7.2% year-on-year to 69 million.

Although the average selling price has risen, consumer demand has continued to stagnate, but from January to June 2024, India’s smartphone shipments still reached an annual growth rate. Small-scale long-tail brands such as iQOO, Motorola, Nothing, and Poco, an independent brand of Xiaomi, have become the main kinetic energy to push up India’s annual growth rate for four consecutive quarters.

But whether India violated some visa regulations with Vivo and claimed to steal $13 billion from India. Either India has previously frozen Xiaomi’s assets of more than 600 million US dollars, or the Indian government’s procurement of GPU only allows domestic registered operators to bid, all of which indicate that domestic mobile phone manufacturers still need to break through many obstacles if they want to truly survive, gain a foothold and achieve greater growth in India.

There is nothing wrong with manufacturers’ rolling technology, and the process of rolling each other can also lower product prices and enhance domestic technical strength. However, if manufacturers want to rely on the three-fold screen to drive the sales explosion, there may be many problems to be solved.

Loudi BMW i4 price reduction news! The maximum discount is 104,500, and the quantity is limited.

[car home Loudi Preferential Promotion Channel] Recently, Loudi has ushered in a large-scale preferential activity, with the maximum preferential range of 104,500 yuan, which reduced its minimum starting price to 380,600 yuan. If you are considering buying this electric luxury car, now is an excellent opportunity. Please be sure to click "Check the car price" in the quotation form to get a higher discount.

娄底宝马i4降价消息！最高优惠10.45万，数量有限

BMW i4 adopts a sporty design style, and its front face is fashionable and full of strength. Its iconic kidney-shaped air intake grille adopts a closed design, which highlights the identity of electric vehicles. The headlights adopt a long and narrow shape, which echoes the air intake grille, making the whole front face more recognizable. The overall style is fashionable and dynamic, showing the perfect combination of modern technology and luxury.

娄底宝马i4降价消息！最高优惠10.45万，数量有限

BMW i4 adopts elegant side line design, with a body size of 4785*1852*1455mm and a wheelbase of 2856mm, providing spacious interior space. The front tread is 1601mm and the rear tread is 1630mm, which ensures excellent handling stability and ride comfort. The former tyre size is 245/45 R18, and the latter tyre size is 255/45 R18. With the dynamic rim style, the unique sportsmanship of BMW i4 is highlighted.

娄底宝马i4降价消息！最高优惠10.45万，数量有限

The interior design of BMW i4 adopts a simple and luxurious style. The 14.9-inch large screen on the center console is a highlight of the interior, which integrates multimedia system, navigation, telephone, air conditioning and other functions, supports voice recognition control, and greatly improves the convenience of operation. The steering wheel is made of leather, which feels excellent, and has the function of manual up and down+front and rear adjustment to meet the individual needs of different drivers. In terms of seats, BMW i4 offers a variety of material choices, including imitation leather, genuine leather and leather /Alcantara mix and match, to meet the preferences of different consumers. The front seats are also equipped with heating function to improve driving comfort. In addition, the driver’s seat also has an electric memory function, which is convenient and fast. The front and rear rows are equipped with USB and Type-C interfaces, which are convenient for mobile phone charging and data transmission, and the front row is also equipped with mobile phone wireless charging function.

娄底宝马i4降价消息！最高优惠10.45万，数量有限

BMW i4 is equipped with a high-performance motor, which can output a maximum power of 210kW and a peak torque of 400N·m, providing strong power output and excellent driving experience.

The owner of car home commented: "The configuration parameters of Series I’s 3, 5 and X3 are almost the same, except that the shell has been changed. I want to buy I4 for more than 100,000 yuan. Of course, it is still imported, and there is no need to do such a thing as buying it home. At first glance, the big nostrils are not mediocre. When I drive out, people are guessing at 600,000. I am sorry. "

Lingyun 400T went on the market, with a speed increase of 6.94s at 0-100 km／h, and the engine technology is gratifying.

After landing on the moon, Lingyun, a valiant soldier with a Chinese name, has been added to the road to the star.

What arrived at the store this time was a new model with a displacement of 2.0T and a torque of 400N.m. So it was named 400T t. And this car has become the first product of M3X Mars Pro. Since the test drive has not yet arrived at the store, this picture and text can only describe his static experience for everyone.

Xingtu Lingyun 400T is equipped with the latest 2.0TGDI inline four-cylinder high-power engine under M3X Mars architecture PRO. Based on the standard power version, the high-power version adopts ultra-high pressure oil pump, upgrades the valve train material, optimizes the matching and calibration of combustion system, and the maximum power reaches 192kW and the maximum torque is increased to 400 N m.. In addition, some data are also worthy of our attention, such as: the thermal efficiency of the engine can reach 41%; The acceleration time of media test from 0 to 100 km/h is 6.94 s; The proportion of boron steel in the car body can reach more than 85%. These data are the points that the media and consumers are paying attention to. You will find that our attention will focus on the hardware data of Star Road, not on what level of automatic assisted driving, or what brand of speakers are equipped on the car. And what computing power chips are used. Of course, this is also the point that vehicles must pay attention to now, but compared with these data, Starway obviously tests the foundation and conscience in the study.

The star-shaped family face has been formed, and the wide air intake grille is equipped with vertical LED running lights on both sides, which improves the visual center of gravity of the whole vehicle a lot. After all, sports are low-lying, and the head is luxurious. More interestingly, the EXEED English in the west on the front cover has the function of breathing light.

Lingyun’s trunk opening method is more humanized. Compared with the sweeping leg opening mode of many car trunks, the opening mode of Star Way Lingyun is to stand behind the key door for three seconds in your pocket. When the double lights of the vehicle shine, take a step back and the trunk will be opened. This is a relatively high success rate and a very safe way.

The size of Lingyun on the way to the star is similar to that of the eldest brother, and even more so. The most obvious difference is that Lingyun’s interior has more leather, and the plastic plate under the central control screen has also been replaced with leather soft bag material. The biggest advantage of this is not to show luxury, but to solve the problem of abnormal noise in the car. Abnormal sound is caused by the unsatisfactory tolerance of hard connection of plastic parts in the car. Soft packaging can increase cushioning and tightness, so it can solve the problem of abnormal sound in the interior.

Chery’s product line of high-end cars and Xingtu Road is gradually enriching. Although Chery’s brand history is bumpy, it is also an eventful year. At one time, the high-end road felt like a setback, but when the right time, the right place and the right people came together, Chery’s high-end road was much smoother. According to online news, Starway will release a number of new models in the future, including cars, PHEV, 48v light hybrid and so on. After perfecting the sales network, Xingtu must be a car that can stand the test.

At present, Lingyun has started to sell, and learned from dealers that this car is currently coming and selling one. It can be seen that its popularity, interested prospective car owners, can go to nearby dealers to taste the fresh!

Legend of Deification： The Fantasy of Sound and Painting and the Innovation of Content of Domestic Animation Films

　 　 　 　Original title: The dreamland of sound and painting and the innovation of content of domestic animated films.

　 　 　 　Since the release of domestic animated films, they have encountered polarized word-of-mouth differences. Undoubtedly, affirming and supporting the development of domestic animated films is the premise for everyone to comment on Legend of Deification. However, this kind of affirmation and support should not be influenced by the surging patriotic feelings, but should be rationally analyzed and thought within the scope of art. In this way, domestic animated films can find a correct and healthy way of sustainable development without being swayed by loneliness or being confused by sweet words.

Fantasy of sound and painting: the game between the advantages and disadvantages of animated films

Compared with live-action movies, animated movies show the characteristics of media materials themselves, showing a very personalized image style. With the continuous popularization and promotion of digital technology, animated films are more fluent and skillful in creating the illusion of sound and painting. Legend of Deification, which has been created for four years, gives the audience a brand-new "deity world" in visual presentation.

In the past, the Youdu Mountain, Guixu, Ladder and Beihai, which existed in myths and legends, were all rendered and displayed in an all-round way in a complete paragraph in Legend of Deification with a form of great visual impact. Compared with the daily connection brought by "truth" in live-action movies, animated movies rely on lines and color blocks to create an image world, which is more mysterious in the unknown world. In other words, even if it appears in a concrete form and image, people still can’t compare it with the objects in their lives because of stylized media materials, so they can maintain the integrity of a unique aesthetic world.

On the other hand, due to habitual cognition, animated films are often simply equated with cartoons. In fact, animated film is not only a children’s film, but also a film type. Look at the screening halls in Legend of Deification. Children under 14 are everywhere. This is unimaginable for a live-action movie. The decline in the threshold for watching movies means that animated films may have a far-reaching impact and are more conducive to the realization of cultural shaping functions. At the same time, animated films can also be strongly related to the popular secondary culture, and can be widely spread through the cooperation of various sub-groups. The illusion of sound and painting created by animated films is quite attractive to young people.

However, the high dependence of animated films on technology also produces instability. Once the technology is insufficient, it will lead to the rupture of the illusion of sound and painting. This kind of rupture is fatal to animated films, which will interrupt the closed state of the audience in the process of watching movies, thus greatly reducing the viewing experience. It can be seen that in Legend of Deification, technical support has done its best, and many scenes show the progress of current animation technology. However, there are still many obvious defects that need to be repaired. For example, when Jiang Ziya was running towards the market with a girl in his arms, his feet were suspended from the ground and lacked the necessary strength and speed. In addition, Jiang Ziya in close range also lacks the necessary upper body details. This is not consistent with the running state. In the absence of corresponding action performance, the vividness of the voice is embarrassing. Because when you obviously can’t see the running state of the character, there is a hard gasp in your ear. This embarrassment will inevitably weaken the attraction to the audience and eventually become the Achilles heel of the work.

New Content: Modern Narration of China’s Story

Telling the story of China well is the mission of contemporary literary creation. Legend of Deification is the modern narrative of China’s story. In the form of animated films, it presents a fairy tale circulating in the blood of China people’s culture. The film tells the story of Jiang Ziya, including not only the remolding of the characters, but also the overall adjustment of the story structure.

The image of Jiang Ziya, the hero, has gone through three stages: youth, middle age and old age. The work shows the process of Jiang Ziya’s belief from establishment, breaking to remolding, instead of directly appearing as the familiar image of "Jiang Taigong", giving the audience a new historical explanation. In addition, there are obvious differences in the image-building of other characters such as Su Daji, Zhou Wang, Nine-tailed Fox and Shen Gongbao. Su Daji has changed from an adult female image that has brought disaster to the country and people to an innocent girl image. All these, to name a few. The drastic change in image gives people a refreshing feeling.

In the story structure, Legend of Deification also has many bright spots. First of all, the focus of the film story is no longer Zhou Wang, da ji and King Wu, but Jiang Ziya’s repeated trials of personal beliefs. The story broke away from the original historical level and continued to speak to the mythical level. Cutting becomes an opportunity, and the key lies in whether to kill the nine-tailed fox. Jiang Ziya’s indecision is an individual’s vigilance against the loss of human nature in the process of evolving into the so-called "God". Secondly, the film takes the nine-tailed fox as the opponent’s strength, and displays it with rich colors, which endows it with tragic color to a certain extent, but from a more essential level, it is to help Jiang Ziya complete the experience of breaking the authority. When Jiang Ziya began to doubt whether "one person" and "sentient beings" were more important, the master who was originally in his heart had actually fallen off the altar.

The change of these two dimensions not only changed Jiang Ziya’s historical narrative, but also changed Jiang Ziya’s behavioral motivation as a mythical figure, and finally shaped him into a modern man. Not afraid of authority, keeping the original heart, became the summary of Jiang Ziya’s spirit.

Literary and artistic works are bound to change, but the changes need to be balanced. Changed, the character story is beyond recognition; Change less, and it’s the same old tune, which is boring. On the whole, Legend of Deification is a relatively successful work. However, there are still some shortcomings in theme refinement and narrative rhythm. The film takes Jiang Ziya’s "personal and ordinary people" inquiry as the core theme, which to some extent lacks resonance with the general audience. Moreover, Jiang Ziya’s inner changes in the film lack great ups and downs, and the protagonist can’t actively promote the progress of the story, which leads to the story being relatively dull, falling into the cliché of narrative procrastination and disordered rhythm, and weakening the strength of the characters. In addition, too many big scenes and a little tired relationship construction make the story telling slow and heavy. This enlightens us that, for China animated films along the way of Princess Iron Fan, Making a scene in Heaven and Lotus Lantern, with the support of rich historical and cultural resources and advanced digital technology, we need to continue to work hard and strive for perfection. (Author Teng Xiaojuan, a lecturer in college of nanjing normal university)