标签： 南京夜生活品茶论坛

In 2023, the special exhibition on environment, health and telecommunications services of the Trade Fair will be full of highlights, and a number of new products and technologies will be unveiled coll

　　Original title: 2023 Special Exhibition on Environment, Health and Hygiene, and Telecommunications Services of the Trade Fair, with many highlights, a number of new products and technologies will be unveiled collectively.

　　The 2023 Service Trade Fair will be held in Beijing from September 2 to 6. During the exhibition, the latest products and technological achievements in the field of service trade will be unveiled, and the audience can not only experience green and low-carbon life, feel the culture of Chinese medicine, but also explore the meta-cosmic world. With the help of the platform of the Service Trade Fair, exhibitors will deepen cooperation in various fields and promote the high-quality development of service trade.

　　New products and technologies show the achievements of low-carbon transformation

　　In 2023, a number of new products, new processes and new technologies will be unveiled in the Special Exhibition on Environmental Services of the Trade Fair, showing China’s experience in promoting green and low-carbon transformation.

　　In the exhibition area, visitors will have the opportunity to experience the first L4-class self-driving freight car in China. This model is specially designed for urban open roads, equipped with Wen Yuan Zhixing full-stack software and hardware autopilot solution, and has 360-degree blind spot perception ability, which brings new kinetic energy to smart freight.

　　The audience can also get a close look at China’s first terrestrial ecosystem carbon monitoring satellite "Ju Mang", which is developed by China Aerospace Science and Technology Corporation. Through comprehensive remote sensing means such as laser, hyperspectral and polarization, the carbon monitoring and carbon storage statistics of terrestrial ecosystems can be realized, providing all-round data support for "promoting dual control of energy consumption to dual control of carbon emissions".

　　Also unveiled on the same stage is the topological soft gel "Kuku" light and warm temperature-regulating material newly developed by Zhongke Haishi, which has ultra-low thermal conductivity, ultra-softness, lightness and windproof and warmth-keeping, endowing fabric aerospace materials with temperature regulation and memory functions, and realizing that an ultra-thin coat can resist the winter cold.

　　In 2023, the International Green Economy Association will bring the "carbon-neutral green technology" exhibition group to the stage of the service trade fair again, and the first national technology innovation center in the field of "double carbon" in China will make its debut at the environmental service special exhibition. In addition, the Service Trade Fair will build a platform for cooperation and exchange, and carry out a series of meetings, forums, promotion and negotiation activities around hot topics such as "carbon neutrality in peak carbon dioxide emissions", development of dual-carbon enabling industries, carbon trading, and green cities.

　　Well-known medical and pharmaceutical enterprises organized a delegation to participate in the exhibition

　　Medical service is an important part of service trade. In 2023, the theme of health and health services of the Service Trade Fair focused on science and technology and innovation, focusing on high-quality development achievements in health and health services such as public health services, biomedical innovation, digital medical care, intelligent health care and traditional Chinese medicine. Many well-known medical and pharmaceutical enterprises and service institutions at home and abroad actively participated in the exhibition. Up to now, the offline exhibition rate of this special exhibition has reached 100%, with 108 offline exhibitors and institutions, accounting for 36% of the world’s top 500 and leading enterprises in the industry, and the internationalization rate has exceeded 30%.

　　The special exhibition of health and hygiene services covers an area of 7,700 square meters, and consists of three major exhibition areas: the core public welfare exhibition area, the high-tech enterprise exhibition area and the traditional Chinese medicine exhibition area. Among them, the core public welfare exhibition area will bring together 20 well-known public medical and health institutions at home and abroad, focusing on the high-quality development achievements in China’s medical and health fields, and presenting innovative capabilities and new achievements in high-quality development in the health and health fields from multiple angles and in all directions.

　　Traditional Chinese medicine exhibition area is divided into indoor exhibition and outdoor exhibition, so that the audience can immerse themselves in Chinese medicine culture. Jiuzhitang will display Jiuzhitang -ALTACO International Medical Center established on the border of Horgos, China and Kazakhstan, as well as Chinese medicine products exported to Brazil; Chunfeng Pharmaceutical will demonstrate the advantages of innovative transformation projects of traditional Chinese medicine; The representative institutions of Tibetan medicine, Zhuang medicine, Manchu medicine and Yao medicine will display their traditional excellent techniques and products at the service trade fair. There is also a live broadcast room of "Herbal Living Room" on site, which can directly reach the global consumer groups in the form of interviews, popular science, shop exploration and online interaction.

　　The special exhibition area will also set up dozens of distinctive and colorful supporting activities. Among them, the "Second Beijing International Consumption Festival of Traditional Chinese Medicine" focuses on the hometown of famous Chinese medicine doctors, the homology of food and medicine, health care and traditional Chinese medicine, creating a live experience of "one step at a time, one step at a time" and promoting the expansion of the Chinese medicine consumption market.

　　Five core telecom enterprises gathered at the service trade fair for the first time.

　　When digital technology is integrated into new life, smart life shines from concept into reality. This year’s special exhibition on telecommunications, computer and information services of the Trade Fair has two theme pavilions, namely, communication and digital technology and metauniverse application, and four special zones, namely, telecommunications service, digital technology, smart life and characteristic exhibition area, to fully display the cutting-edge technologies and development achievements in the fields of information communication and metauniverse.

　　This special exhibition will bring together five core telecom enterprises, namely China Telecom, China Mobile, China Unicom, China Radio and Television, and China Tower, for the first time, to comprehensively show the development status of China’s information and communication industry, and lead the audience to appreciate the future intelligent life scenarios empowered by technologies such as 5G, Internet of Things, cloud computing and big data through virtual reality technology, holographic projection and interactive screen. China Radio and Television Group will participate in the Service Trade Fair for the first time in 2023.

　　At the same time, the Meta-Universe Frontier Technology Experience Center will add a safety education theme area on the basis of the innovation release area, digital art area and game experience area, and will also introduce the national strategic scientific and technological strength and the world’s leading broadcast control technology to fully display the industrial ecology in the information and communication field.

　　During the exhibition, the topic will hold more than 10 related conferences and forums, focusing on cutting-edge topics such as high-quality development of specialized and special new enterprises, digital technology, artificial intelligence manufacturing and power system technology. (Ma Wei Sun Leqi Xia Wei)

Gree pursues beauty, with a difference of 100 billion in half a year.

　　In terms of scale, Gree Electric lags behind Midea Group in air conditioning, small household appliances and diversified businesses, with a total revenue difference of 98 billion yuan in the first half of 2023. However, judging from many data, Gree still has its own advantages, such as abundant cash on the account and high gross profit margin of air-conditioning business.

　　author　|Lin Xia Xi

　　source　| City boundary

　　Revenue reached a new high in the first half of the year, and net profit did not return to a high point.

　　If one sentence is used to describe the semi-annual report of 2023 released by Gree Electric on the last day of August, it is that "all aspects are recovering, but many data are hidden".

　　Let’s look at the overall revenue and net profit performance-99.79 billion yuan and 12.35 billion yuan in the first half of the year, respectively. The former hit a record high, but the year-on-year growth rate was small, only 4.16%, while the latter maintained a growth rate of 14%, but it still did not reach the level of 2018 and 2019.

　　Such growth has not kept pace with the market.

　　Under the influence of El Ni? o phenomenon, there was a rare high temperature in the first half of 2023. Stimulated by this, although the real estate industry remained sluggish, the sales and retail sales of domestic household air conditioners increased by 12.72% and 16% respectively, which was much higher than Gree’s overall income and air conditioning income.

　　On a larger scale, Gree Electric, which lags behind the market, is also gradually falling behind in the world. According to the latest data, the threshold for entering the Fortune 500 in 2023 is 225.165 billion yuan, while Gree’s annual income in 2022 is 190.151 billion yuan, and there is still a certain gap. From 2019 to 2022, Gree Electric’s ranking in the Fortune 500 has also dropped from 414 to 487.

　　In terms of revenue composition, Gree Electric’s revenue of 99.79 billion yuan in the first half of this year accounted for more than 1% of the business, including air-conditioning business that contributed 70% of the revenue, eco-agriculture and green energy services that contributed 2.92% of the revenue (mainly including buses and energy storage equipment under Gree Titanium), and small household appliances that contributed 2.18%.

　　In addition, industrial products and other businesses contribute a total of 23.6% of revenue, which is actually quite eye-catching.

　　A small number of industrial products mainly include compressors, motors, molds, etc., which belong to To B business, while other businesses mainly focus on purchasing upstream raw materials, mainly to play the role of bulk purchasing and lowering prices. After purchasing, they are sold to upstream processing enterprises, with a gross profit margin of only about 2%, which mainly plays a role in expanding income scale from a financial point of view.

　　It is worth noting that although the overall income of Gree Electric reached a new high in the first half of 2023, if the "other businesses" that hardly make money are deducted, the total remaining income has not actually returned to the level of the first half of 2019, and the income from air conditioning business alone is even worse than that in 2018 and 2019.

　　In addition to self-comparison, we can better understand what such data means by horizontally comparing Gree Electric with its old rival Midea Group. In the first half of 2023, Gree lost 98.006 billion yuan compared with Midea Group’s total revenue of 197.796 billion yuan.

　　Fairer, if the "other income" of the two companies is deducted, Gree has fallen behind the United States by 100.969 billion yuan, which is the biggest gap in the main income of the two companies in history.

　　So where is the difference between the 100 billion yuan?

　　In terms of air-conditioning business, Gree has been at a disadvantage since 2020, and the gap has been widening in the past three years. The gap in the semi-annual report has expanded to 22 billion yuan; In the field of small household appliances, in the first half of 2023, Gree Electric’s income was only 2.177 billion yuan, while Midea Group’s income was 30 times higher than that of 68.136 billion yuan.

　　In addition to home appliances, Gree Electric’s industrial products, green energy and smart equipment businesses generated a total revenue of 8.7 billion yuan in the first half of 2023, which is about half of the revenue of Midea Group’s robots and automation systems.

　　It is worth noting that both companies are making efforts in the automation and intelligent production of To B, but the paths are different.

　　Judging from the semi-annual report, Gree Electric emphasized the technology and quality of core components such as compressors (core devices of air conditioners) and motors (power sources of electrical appliances), but Midea Group emphasized the complete solutions for different scenarios in the fields of medical care, entertainment and consumption.

　　If we distinguish between domestic and foreign income, after deducting "other business", Gree Electric’s domestic income actually lagged behind that of the United States 10 years ago, but the gap was small. Until 2023, the gap in the semi-annual report has expanded to 47.5 billion yuan, the highest in the past years, equivalent to 59% of Gree’s only beauty.

　　The bigger gap is overseas income. The gap between the two has expanded from 18.5 billion yuan in the first half of 2014 to 67.7 billion yuan in the first half of 2023. Gree’s current overseas income is only equivalent to 16% of Midea Group.

　　At least in terms of scale, Gree Electric has indeed fallen behind Midea Group in terms of air conditioning, small household appliances and diversified businesses, and the gap has also reached a new height.

　　"Sequela" of Dealer’s Rebellion

　　In addition to the overall performance, a series of subtle changes can be seen in the semi-annual report in 2023, which may be related to the "rebellion" of some dealers in Gree Electric last year.

　　In the first half of 2023, the sales expenses in Gree Electric increased by 71.01% year-on-year. The semi-annual report showed that it was mainly due to the increase in product installation and maintenance fees, but the air-conditioning revenue in the current period only increased by 1.82% year-on-year, which was in sharp contrast.

　　Although in absolute terms, the sales expenses of 8.41 billion yuan in the first half of the year are not the highest in the semi-annual reports over the years, it is the first time to look through the financial reports over the years, like in the first half of 2023, because of the installation and maintenance costs, the sales expenses have risen sharply.

　　As a leader in the field of air conditioning, the probability of a sudden surge in maintenance costs due to quality problems in the first half of the year is not great, so it is more likely that the installation costs have increased substantially. But why did the air conditioner sell less than 2% more, and the sales cost rose by 71% because of the installation cost?

　　In fact, the after-sales business of air conditioners has always been the responsibility of distributors all over the country. They also manage the air conditioner sales business and after-sales business including installation and maintenance in the corresponding areas. When installation services occur, the distributors will charge certain fees from the air conditioner manufacturers, and they will also charge customers aerial work fees, material fees and so on according to the situation.

　　In September, 2022, Gree fell out with dealers in Hebei, who published a Notice, describing a series of inside information that Zhuhai Gree headquarters shut down the after-sales service management authority of Hebei Gree Company, and after Gree Zhuhai Hengge took over the after-sales service in this area, it proposed sales performance tasks for maintenance points, changed the preferential policies that Hebei Gree used to provide such as free overhead fees and free punching fees, and so on.

　　After the two parties parted ways, the new distributor that Gree Electric was looking for in Hebei surfaced-Eye-searching showed that Gree Zhuhai Hengge Digital Technology Co., Ltd. mentioned in the Notice was previously owned by Zhuhai Hengge Trading and Jiangsu Saifu Green Food Development Co., Ltd., but the latter withdrew in May this year and Xiamen Saifu Trading Co., Ltd. became the new shareholder.

　　It is noteworthy that Liu Qiangdong and ZhangZetian once appeared among the shareholders of Jiangsu Saif Green Food, but they withdrew from the shareholders in 2020. The legal representative of Xiamen Saif Trade, the new shareholder, is Zuo Yujie, just like Jiangsu Saif Green Food.

　　According to the public information, Zuo Yujie has a close relationship with JD.COM. He used to work in JD.COM and still serves as the chairman of Runjing Information Technology Co., Ltd., which is the operator of JD.COM Wine World, and JD.COM Wine World is an omni-channel wine retail enterprise invested by JD.COM.

　　In addition to the 71% increase in sales expenses, the contractual liabilities of Gree Electric (that is, the advance payment paid by dealers) rose by 79.7% to 28.972 billion yuan at the end of June 2023, while the operating cash inflow increased by 40% to 127.9 billion yuan year-on-year. It can be considered that the changes in important distribution channels have brought a series of effects, that is, new dealers have large-scale purchase demand, which brings considerable cash flow and contractual liabilities, and at the same time corresponds to the regional after-sales service system.

　　In addition, considering the above indicators comprehensively, there is another possibility, that is, delaying the recognition of income and recognizing expenses in advance.

　　In this case, a considerable part of the goods have been sent to the dealers, and the payment has been received, and the installation has been completed after the sales by the dealers. However, Gree Electric did not settle this part of the payment with the dealers for some reason, which led to the fact that it is still reflected in the books as contract liabilities rather than income. However, the installation expenses that have occurred have already been reflected in the sales expenses because they need to be included in the corresponding period, which leads to a huge difference between the increase of income and sales expenses.

　　In either case, the high probability is related to the change of dealers, and it can also be regarded as the sequela of the "rebellion" of important dealers in Gree Electric in 2022.

　　Gree still has its own advantages.

　　Even if the overall performance lags behind Midea Group, many indicators in the 2023 semi-annual report are affected by changes in dealers, but from many data, Gree still has its own advantages.

　　The first is ample cash in the account.

　　At the end of June, 2023, Gree’s book cash and wealth management reached about 200 billion yuan, more than all the cash and wealth management on the books of Midea and Haier combined, but it should also be noted that 64.219 billion yuan of them were restricted funds.

　　At the same time, the gross profit margin of Gree Electric’s air-conditioning business returned to a high level of 35.69% in the first half of 2023. In the same period, Midea Group’s air-conditioning gross profit margin was only 23.29%, while Haier Zhijia’s was 28.62%, which was related to Gree’s greater focus on air-conditioning, which led to higher overall asset operation efficiency, as well as a certain cost advantage gained by centralized procurement of raw materials, which was of course a direct manifestation of its brand premium.

　　If we compare the per capita income and per capita profit, Gree Electric will be the highest in 2022. Because of this, although the total revenue of Gree Electric and Midea Group in the first half of the year is nearly 100 billion yuan, the difference in net profit is only about 6 billion yuan. Haier Zhijia, whose income is 32% higher than that of Gree Electric, has a net profit of only 73% of that of Gree Electric.

　　These all point to one of Gree Electric’s greatest advantages-that is, it can earn more money with higher efficiency in the established field of air-conditioning business.

　　However, the capital market of "voting with your feet" only gives Gree Electric about half of the current market value of Midea Group, which shows that it is not enough to have a strong ability to make money in one field, and the scale of revenue is also very important.

　　In contrast, Midea Group seems to have chosen another path.

　　Ten years ago, Midea Group began to lay out multi-category household appliances and overseas business. Although at a certain stage, the product lines were messy and redundant, it could be improved through necessary simplification and transformation. The longer-term significance lies in broadening the possibilities and having a greater first-Mover advantage in related tracks. Especially when the external environment changes, such advantages may bring subversive development.

　　It’s not that Gree Electric doesn’t want to embrace diversity and look for the second or even third curve, but the exploration in these years has not been smooth. Compared with the traditional thinking, the early smart phone project was flooded, but the unreliable Yinlong was chosen for the new energy grand track, and the small household appliances business was slow to progress because it entered too late, not to mention the overseas market that could not open the situation by adopting conservative strategies.

　　Interestingly, just like Midea Group, which has developed a number of business segments as the driving force for subsequent growth, He Xiangjian also retired early and chose Fang Hongbo as his successor. On the other hand, in Gree Electric, the issue of successor has been unresolved, and 69-year-old Dong Mingzhu is still closely bound with brand IP and active in front of the stage.

　　The difference between the two can also be seen from the age of management. The average age of 16 Dong Jiangao in Gree Electric (one of whom has no information) is 57 years old, and only one of them, Dong Mingzhu, has an annual salary of more than 5 million yuan, with a salary of 11.42 million yuan in 2022.

　　In contrast, the average age of the 22 directors of Midea Group is 50 years old, and 8 of them earn more than 5 million yuan a year. Among them, the chairman Fang Hongbo earned 11.3 million yuan in 2022, while the average age of the 21 directors of Haier Zhijia is 52 years old, and no one earns more than 5 million yuan a year.

　　Even if we only consider the air-conditioning business, it is not difficult for Gree Electric to maintain single-digit growth, and it is understandable to describe it as a relatively stable and solid manufacturing industry. However, in order to break through the existing situation and catch up with the rhythm of the times again, Gree obviously has to continue to look for its own possibilities.


(Disclaimer: This article only represents the author’s point of view and does not represent the position of Sina. com. )

CIRC： Investment insurance companies need to use their own funds with legal sources.

　　CCTV News:According to the website of the China Insurance Regulatory Commission, the China Insurance Regulatory Commission recently revised and issued the Measures for the Administration of Equity of Insurance Companies. The person in charge of the relevant departments of the China Insurance Regulatory Commission pointed out that the "Measures" further improve the entry threshold and ensure that "the insurance industry is guaranteed" based on the principle of "letting people who really want to do insurance enter the insurance industry". The "Measures" clearly require investment insurance companies to use "self-owned funds with legitimate sources" to strengthen the examination of the authenticity of the shares.

　　How does the Measures further tighten shareholder access? The person in charge said that the "Measures" are based on the principle of "letting people who really want to do insurance enter the insurance industry", further improving the entry threshold, standardizing the investment and shareholding behavior, preventing improper interest transfer and various risks, and ensuring "the insurance industry’s surname is guaranteed".

　　First, strict access conditions, in terms of financial status, investment capacity and other aspects have put forward more stringent requirements.

　　The second is to set up a negative list of market access, which clearly stipulates that investors with unclear ownership structure or disputes, records of holding shares, providing false information or false statements, and bearing heavy responsibility for insurance companies’ business failures and major violations are not allowed to invest in shares.

　　Third, it is forbidden for investors who have cash flow fluctuations that are greatly affected by the economic boom, have a record of bad investment behavior in the open market, and have had bad influence from dishonest business practices to become controlling shareholders of insurance companies.

　　The fourth is to increase the consideration of shareholders’ capacity building in the industry.

　　How does the Measures strengthen the supervision of ownership structure? The person in charge said that in line with the principle of prudent supervision, the Measures reduced the upper limit of the shareholding ratio of a single shareholder from 51% to 1/3. At the same time, according to the principle of classified supervision, according to the shareholding ratio of shareholders and their influence on the operation and management of insurance companies, the shareholders of insurance companies are divided into control category (the shareholding ratio is more than 1/3, or their voting rights have a controlling influence on the resolutions of the shareholders’ meeting), strategic category (the shareholding ratio is more than 15% but less than 1/3, or their voting rights have a significant influence on the resolutions of the shareholders’ meeting), financial category II (the shareholding ratio is more than 5% but less than 15%), and financial category II. Different categories, different qualification requirements, different review priorities and different regulatory measures are imposed.

　　After the formal implementation of the new measures, in principle, the ownership structure of existing insurance companies will not be retroactively adjusted, but some insurance companies with potential risks in the ownership structure will be given window guidance and targeted regulatory measures will be taken. For the new behavior of investment insurance companies, the new regulatory requirements shall be strictly followed.

　　How does the Measures strengthen the supervision of capital authenticity? The person in charge said that the "Measures" clearly require investment insurance companies to use "their own funds with legitimate sources" to strengthen the examination of the authenticity of the shares.

　　First, it is clear that self-owned funds should be limited to net assets.

　　Second, in the form of a negative list, the types of funds that cannot be used to invest in insurance companies are clearly defined, including the prohibition of using insurance companies’ relevant loans, funds secured by insurance companies’ deposits or other assets, funds obtained by improper use of insurance companies’ financial influence or improper relationship with insurance companies to invest in insurance companies’ equity, etc.

　　Third, it is clear that the regulatory authorities can trace the source of their own funds upward according to the principle of penetrating supervision and substance over form. For those who use non-owned funds to invest in shares, measures are stipulated, including ordering the transfer of shares, revoking administrative licenses, and restricting investment in the insurance industry.

　　What are the requirements of the Measures for shareholders’ behavior, number of shares and holding period?

　　The person in charge said that regarding shareholders’ behavior, strict supervision of shareholders’ exercise process requires the establishment of an effective risk isolation mechanism, and it is not allowed to conduct improper related party transactions with insurance companies, and it is not allowed to use equity pledge to illegally hold shares, related shares and transfer shares in disguise, and it is not allowed to use controlling shareholders’ position to harm the interests of insurance companies, prevent the transmission of improper interests, and use insurance companies as ATMs and other risk behaviors.

　　Regarding the number of shares, in order to avoid similar vicious competition and encourage insurance companies to focus on their operations, the Measures stipulate that, except in special circumstances, the same investor, its related parties and concerted parties can only become the controlling shareholders of an insurance company operating similar businesses, and the total number of controlling shareholders and strategic shareholders shall not exceed two.

　　With regard to the holding period, it is stipulated that controlling shareholders are not allowed to transfer their shares within five years, strategic shareholders are not allowed to transfer their shares within three years, financial class II shareholders are not allowed to transfer their shares within two years, and financial class I shareholders are not allowed to transfer their shares within one year. The purpose is to prevent investors from speculating on licenses and forcing them to focus on the main business of insurance.

　　What measures does the Measures take to penetrate supervision?

　　The person in charge said that the "Measures" clearly stipulated that the regulatory authorities should carry out penetrating supervision of insurance companies according to the principle that substance is more important than form, and can make substantive identification of the shareholders of insurance companies and their actual controllers, related parties and concerted parties.

　　First, shareholders are required to explain the ownership structure step by step until the actual controller, as well as its relationship with other shareholders or the relationship of concerted action.

　　Second, in terms of shareholder qualification, it is stipulated that the shareholding ratio of shareholders, their related parties and concerted parties should be calculated together, and if the total shareholding reaches a certain type of shareholder standard, the shareholder with the highest shareholding ratio should meet the qualification conditions of this type of shareholder; At the same time, investors are required not to entrust others or accept others’ entrustment to hold shares in insurance companies.

　　Third, in terms of the source of funds, investors are required not to evade the regulatory provisions of their own funds in disguise by setting up shareholding institutions, and the regulatory authorities can trace the source of their own funds upwards. If the investor is an insurance company, it shall not use its registered capital to make repeated capital contributions to its subsidiaries step by step.

　　Fourth, in the supervision of the actual controller of shareholders, it is required that the shareholders whose main business is investment insurance companies should meet the conditions of shareholders if their actual controllers change; It also applies the prohibition conditions of controlling shareholders to the actual controllers of insurance companies.

　　How does the Measures strengthen the review measures and accountability? The person in charge said that the "Measures" established a full chain review and accountability mechanism for equity management through a series of regulatory means such as prior disclosure, in-process tracing and post-event accountability.

　　First, public supervision, the establishment of equity pre-disclosure, supervision and public inquiry system.

　　Second, shareholders’ statements, if shareholders make false statements, will not only affect their current shareholding behavior, but also affect their future investments in the insurance industry and even the financial industry.

　　The third is commitment, which requires insurance companies or shareholders to make commitments on the consequences of providing false information or false statements such as related relationships and shareholding funds.

　　Fourth, the special provisions of the articles of association require reasonable arrangements for the nomination and election rules of directors, the protection of the interests of minority shareholders, policyholders, insured and beneficiaries, so as to provide a basis for later accountability and regulatory disposal, and increase measures to deal with illegal or fraudulent licensing.

　　Fifth, strict accountability. For insurance companies, directors and senior managers of insurance companies, shareholders of insurance companies or related parties, the accountability methods for violations of laws and regulations are stipulated, bad records of equity management are established, incorporated into the enterprise credit information system, and joint punishment is implemented.

　　What are the regulatory measures and measures for illegal shareholders in the Measures? The person in charge said that the Measures enriched the means of shareholder supervision from many aspects and clarified the withdrawal mechanism:

　　First, it is stipulated that the regulatory authorities can investigate or publicly question the behavior of shareholders involving the equity of insurance companies.

　　The second is to require insurance companies or shareholders to provide false materials or false statements. If the circumstances are serious, the regulatory authorities will revoke the administrative license according to law, and require investors whose administrative licenses have been revoked to withdraw according to the lower of the share price and the net asset price per share.

　　The third is to stipulate that the regulatory authorities can restrict the relevant rights of illegal shareholders in insurance companies and order them to transfer or auction their shares according to law. If the transfer is not completed within the time limit, the investors who meet the relevant requirements will transfer the equity at the assessed price.

　　The fourth is to establish a negative list of investors’ market access, record investors’ violations of laws and regulations, and stipulate that the regulatory authorities can restrict investors from reinvesting in the insurance industry for more than five years until their lives. Anyone suspected of committing a crime shall be transferred to judicial organs according to law.

Maoming, Guangdong issued the first flood red warning this year.

　　CCTV News:According to "Maoming released" WeChat WeChat official account news, affected by Typhoon Sanba and weak cold air, from October 19th to 20th, there was a large-scale rainstorm to a heavy rainstorm in Maoming. Maoming Hydrological Branch decided to upgrade the level IV emergency response of flood control hydrological forecasting to level III emergency response of flood control hydrological forecasting from 2: 00 on October 20th, further strengthen the duty on duty, and continuously do a good job in water and rain monitoring, forecasting and early warning.

　　Affected by continuous rainfall, the water level of rivers in Maoming area generally rose. According to the current water and rain situation and the future rainfall trend, Maoming Hydrological Branch has successively issued flood warnings for many rivers. Among them, Maoming Station of Xiaodongjiang is expected to reach the flood level of 12.5 meters, with the warning level exceeding 3.5 meters. Changshanyuan Station, Chejiaoshan Station and Baishacun Station along the river all exceed the warning level by more than 1 meter. The water level of Shatian Station of Shatian River in Gaozhou City has risen sharply, and it is expected that the warning level will exceed 3 meters, which may lead to dike overflow and dike break. Maoming Hydrological Branch issued the first red flood warning this year at 3: 00 on October 20th. In addition, Shatian River and Rudong River issued red flood warnings, Meihuajiang and Jianjiang issued orange flood warnings, Luojiang and Pingdingshui issued yellow flood warnings, and Caojiang, Xindong River, Huanghua River and Qianpai River issued blue flood warnings.

　　Maoming Hydrological Branch will closely monitor the water and rain conditions, provide accurate hydrological information forecast to relevant departments in time, provide scientific basis for flood control and disaster relief decision-making, and send information to remind relevant units along the river and the public to pay attention to dike safety and do a good job in defense, risk avoidance and disaster reduction.

How to excavate the era connotation of Yangming culture？ Experts describe Guiyang in their hearts

　　CCTV News:In 2008, Guiyang first put forward the Guiyang spirit of "unity of knowing and doing, striving for the first place through cooperation", and integrated Yangming culture into the urban spirit. The Guizhou Provincial Party Committee and the provincial government took Yangming culture as a key cultural business card during the 13th Five-Year Plan period, and regarded "the unity of heaven and man, knowledge and action" as the humanistic spirit of Guizhou, and the inheritance and development of Yangming culture gradually became a prairie fire.

　　How to understand the shaping of urban spirit by Yangming culture and explore the era connotation of Yangming culture? How to build a spiritual highland, boost the development of one side and benefit the people of one side? Let’s see how the experts describe it in the column "On Tao".

　　Describe Guiyang in your heart

　　Gu Jiu, former director of Guizhou Literature and History Research Institute:I want to talk about my feelings about Guiyang in the past, Guiyang today and Guiyang in the future from the perspective of a common people.

　　When we were young, there were basically no buildings in Guiyang. When we climbed to the East Mountain, we saw all the black tile houses, all of which were one floor, including the roof of our house, and the ceiling could be touched when we jumped up. As soon as the door is opened and closed, it is wooden, so there is a "ga". There is also a window. If you don’t hold it well, you will be scolded if the window paper punctures your family.

　　Guiyang at that time may not be too far away from Mr. Wang Yangming’s situation in Guiyang. If Mr. Wang Yangming crosses to today, it would be amazing to see Guiyang and the Dragon Field today. But at the same time, on the other hand, will he also have something that is not satisfied and not satisfied? I thought for a long time, and I said about three sentences:

　　The first sentence is that it should be an abundant but concise material life. In a place like Guizhou, if its products want to prosper endlessly, we may be sorry for nature and the surrounding provinces. If we want to develop the whole of China, maybe the earth can’t stand it, and maybe the resources of other countries can’t stand it. Therefore, I hope that we are "rich". This word is very important. It is very convenient for the elderly to see a doctor, and it is very convenient for children to study. I hope Guiyang is like this.

　　In the second sentence, I hope that the social life in Guiyang will be free and harmonious in the future, and the pluralistic existence of society can find its niche and form a common harmonious ecology. This is my dream for Guiyang’s future;

　　In the last sentence, I hope that my spiritual life is full and full. Enrichment means that every day the sun is a brand-new sun, and every day at sunset, we feel that this day has not been wasted. You are a person who creates beauty, you love nature and exercise, you like painting, you like music, and you can even play the piano.

　　Taken together, the above three sentences, I think it is actually the social ideal of China tradition from Confucius’ great harmony to Wang Yangming. If so, if Guiyang can go to the front, it can set an example for China. If China can do these things, the world will respect Chinese very much, and they will say that traditional culture has returned to China.

　　Open green wisdom

　　Wang Chun, Vice Mayor of Guiyang Municipal People’s Government:From the integration of city and nature, a model is the original old Guiyang; From the integration of cities and industries, we have a new Guiyang after the founding of the people’s Republic of China; Now we are all describing a big Guiyang, and its planning orientation and direction, I think there are three aspects: one is open Guiyang, the other is green Guiyang, and the third is smart Guiyang.

　　The first is openness. Historically, Guizhou has had two major opening-up processes. The first time was Zhu Yuanzhang’s transfer from the north to the south, and 300,000 troops went to Guizhou. This is a tunpu culture; The second big opening was the westward movement of the Anti-Japanese War before the founding of the People’s Republic of China, and many Guizhou people came there at that time after the founding of the People’s Republic of China. So now we are facing a new round of western development, a big opening. The state defines Guizhou as an inland open economic zone, and has issued a plan for land and sea passage, in which Guiyang has important opportunities. Because opening up has brought about entrepreneurship and suitable employment, I think Guiyang, which is open, is an entrepreneurial city.

　　The second aspect is green Guiyang. We all feel this deeply, especially from other places. When we arrive in Guiyang, it is really refreshing. Guiyang has a green environment, air and blue sky. Guiyang is an ecological city, a livable city and a healthy city. More and more people come to live in Guiyang, so living and working in Guiyang has good competitiveness.

　　The third aspect is wisdom Guiyang. If opening up may still lag behind other cities in the country, green may lead other cities in the country, and when it comes to big data, then we are on the same starting line as the whole country. Therefore, Guiyang in the future is also a digital city and a modern city.

　　Therefore, with the development goals, open Guiyang, green Guiyang and smart Guiyang also spur the municipal government to plan and build Guiyang better.

Experts introduce the prevention and treatment of respiratory diseases in winter： it is not advisable for parents to give azithromycin to their children by themselves.

CCTV News:On November 13th, the National Health and Wellness Commission held a press conference on the prevention and treatment of respiratory diseases in winter. Recently, some parents of children listened to the advice of the internet and gave their children azithromycin and other drugs by themselves. Wang Quan, chief physician of Beijing Children’s Hospital, said that it is not advisable for parents to give their children azithromycin by themselves.

Wang Quan said that the current season is the high incidence of respiratory diseases in children, and mycoplasma pneumoniae infection accounts for a certain proportion, but on the whole, virus is still the most common pathogen of respiratory infections in children, including influenza virus, rhinovirus, adenovirus, respiratory syncytial virus, etc. Azithromycin is ineffective for viral infections, and it is unreasonable to use azithromycin to treat viral infections.

In addition, the child’s organ function development is not perfect, and drug abuse may cause some adverse reactions, especially organ damage. At present, azithromycin is a prescription drug, which is an antibacterial agent of macrolides. It should be standardized under the guidance of a doctor or pharmacist. This standardized medication includes giving children the right dose, the right course of treatment and the right route of administration. Remind parents that children are not a miniature version of adults, and it is not advisable to abuse drugs or use drugs at will. We must consider the safety and effectiveness of drugs.

Shanghai launched 55 measures to provide more convenience for Taiwan compatriots.

　　Cctv newsIn order to further implement the 31 measures of benefiting Taiwan from the mainland, Shanghai recently launched 55 specific measures to provide more convenience for Taiwan compatriots in terms of entrepreneurship, employment and housing security, which aroused enthusiastic response from Taiwan Province compatriots.

　　On June 1st, the Taiwan Affairs Office of Shanghai issued the Implementation Measures for Promoting Economic and Cultural Exchanges and Cooperation between Shanghai and Taiwan, with a total of 55 specific measures, mainly including providing Taiwan compatriots and enterprises with the same treatment as mainland residents and enterprises; Solve the concerns of Taiwan compatriots and enterprises; Promote Taiwanese enterprises to participate in Shanghai’s development opportunities.

Wang Lixin, Deputy Director of Shanghai Taiwan Affairs Office

Wang Lixin, Deputy Director of Shanghai Taiwan Affairs Office

　　Wang Lixin, Deputy Director of Shanghai Taiwan Affairs OfficeWe will gradually provide Taiwan Province compatriots with the same treatment as mainland compatriots in studying, starting businesses, finding jobs and living in the mainland.

　　According to the implementation measures, eligible Taiwan compatriots can apply for the "residence permit for overseas talents" and housing subsidies. If they can apply for a talent apartment, the rent is only 650 to 2,000 RMB, which makes Taiwan compatriots who start a business and work in Shanghai feel very happy.

Qiu Yizhen, a young man from Taiwan Province who started a business in Shanghai.

Qiu Yizhen, a young man from Taiwan Province who started a business in Shanghai.

　　Qiu Yizhen, a young man from Taiwan Province who started a business in Shanghai.The residence permit for talents is urgently needed by us. For example, we can have five insurances and one gold, financial support for starting a business, and subsidies for renting a house.

　　The implementation measures also optimize the procedures of Taiwanese enterprises in industrial and commercial registration, provide rent subsidies for entrepreneurial sites and interest subsidies for entrepreneurial guarantee loans, and provide convenience for Taiwan compatriots to start businesses in Shanghai.

　　Qiu Yizhen, a young man from Taiwan Province who started a business in Shanghai.: I applied for the so-called venture capital in Taiwan Province in 2012, but its application documents should be so thick.

　　Qiu Yizhen, a young man from Taiwan Province, said that she used to apply for venture capital in Taiwan Province, but she gave it up because she asked for too much information. Now she is starting a business in Shanghai. Industrial and commercial registration and project registration have one-stop services to assist the agency, so that entrepreneurs have no worries. In addition, Shanghai has further opened up the restrictions on employment conditions for lawyers, doctors, nurse practitioner and other professionals, creating a new stage for Taiwan Province professionals to work in the mainland.

Hou Zhiqian, a Taiwanese lawyer in Shanghai

Hou Zhiqian, a Taiwanese lawyer in Shanghai

　　Hou Zhiqian, a Taiwanese lawyer in ShanghaiI think it is a very good positive measure to provide a bigger market for Taiwan Province professionals.

Bo Huang Jia Lingshou cooperates! ＂Hug you through the cold winter＂ is scheduled for 12.24


1905 movie network news On September 23rd, "Hug You Through the Winter" directed by, starring,,,, was officially announced for the first time, and a preview and poster were released, announcing that it will be released nationwide on December 24th. Xue Xiaolu, who is best at depicting emotions, pulls the perspective back to the cold winter when Wuhan is closed to the city. The film tells the love stories of several ordinary Wuhan citizens under the epidemic. In the face of the sudden epidemic, they are positive, optimistic, supportive, true and warm.　 　


As the final emotional blockbuster of the year, the movie "Hug You Through the Cold Winter" was finalized, showing the background of the epidemic, but there was no sorrow or tears. Bo Huang and Jia Ling, who cooperated for the first time, led a group of powerful actors to face the epidemic with laughter, resolve the haze with love, and were full of confidence in fighting the epidemic. A few eyes expressed deep emotions and were very cured.

They silently persisted under the epidemic, and also let everyone see the human touch of Wuhan, a heroic city. Zhu Yilong used a standard Wuhan dialect to express the "Covenant of the Yingwuzhou Yangtze River Bridge", which not only entrusted the heroes with the beautiful expectation of victory in the fight against the epidemic, but also laid a warm and warm tone for the film.


Bo Huang Jia Ling cooperated for the first time to lead the acting school.　　

Xue Xiaolu focuses on Wuhan love story.


Hug You Through the Cold Winter is directed by Xue Xiaolu, and her works are always inseparable from emotions. Xue Xiaolu is good at exploring the delicate and complicated inner world of characters from the realistic theme. Her directed Return and her screenwriter Together with You all fiddle with the audience’s lacrimal glands. Under the background of epidemic situation, Xue Xiaolu, the director, with warmth as the main color, focused on a warm and touching love story, and portrayed a picture of the common people who helped each other after the closure of Wuhan.


The preview begins with the empty Parrot Island Yangtze River Bridge. Several actors, including Bo Huang, Jia Ling and Zhu Yilong, use Wuhan dialect lines to connect seven warm-hearted smiling faces under the haze of the epidemic. Bo Huang and Jia Ling, who have a high degree of popularity, lead the film, and Zhu Yilong, Xu Fan, Gao Yalin, Yanshu Wu and Xu Shaoxiong, a group of acting stars, with a textbook-level emotional balance, performed the real image of ordinary people in the face of the epidemic, which instantly narrowed the distance between the film and the audience.


Bo Huang and Jia Ling, who cooperated for the first time, interpreted the thousands of volunteers who stood up in Qian Qian during the anti-epidemic period with their best images of ordinary people. Bo Huang wore a simple mask to transport the guests, and Jia Ling sent not only a shrimp-fried eel noodles, but also hope to those who pressed the pause button by the epidemic. The image of her and Zhu Yilong immersed in the sound of the piano makes the audience curious about what will happen between them.


Xu Fan, Gao Yalin, Yanshu Wu and Xu Shaoxiong performed two couples in Wuhan, who accompanied each other and resisted the "severe cold" of the epidemic with sincere love. The moving pictures were all the true epitome of Wuhan. In the preview, several actors have few lines, but they use their eyes, smiles and hugs to interpret the touching moments of ordinary people’s warm dedication and true feelings in the shadow of the epidemic.


Annual finale emotional blockbuster 12.24

Face with a smile and dissolve the warm winter with love


There is not a winter that cannot be overcome. The movie "Embrace You Through the Cold Winter" is finalized. On December 24th, the film shows the efforts made by ordinary people to fight the epidemic with love stories. The multi-level perspective and multi-faceted nature make the film more rich and three-dimensional. Jia Ling, Zhu Yilong and Xu Fan are all actors from Hubei province, and Zhu Yilong and Xu Fan are native Wuhan people, who have experienced the epidemic in their hometown and have a deeper feeling. What wonderful performances they will bring in this film is even more exciting. This film is Jia Ling’s first work. Her cooperation with director Xue Xiaolu will convey the healing power with the delicate warmth of female filmmakers.


The promise of "Parrot Island Yangtze River Bridge" is not only the hope of the protagonist in the film, but also the beautiful expectation of the people of China for the dawn of victory against the epidemic. Viruses can be isolated, but love and warmth can’t. Those sincere and touching moments in the preview can’t help but remind people of the fireworks and human feelings related to Wuhan. "I want to see you as soon as the epidemic is over", "I want to eat three bowls of Regan Noodles" and "I will give you a big hug when we meet again" … … At that time, the netizen’s wish to brush the screen is still vivid today.


In the face of the epidemic, we still can’t relax our vigilance, and we must stop this war without smoke in the end! When the winter is over and the vegetation is Chu Qing, I believe there must be a new meeting to continue the warmth.


2023 Volkswagen LaVida 1.5 Automatic

The 2023 Volkswagen LaVida 1.5L automatic version is equipped with a 1.5L naturally aspirated engine and a 6-speed automatic transmission. This model is loved by consumers for its comfort and economy.

In terms of power, this 1.5-liter engine can output 116 horsepower with a peak torque of 150 Nm. Although the power data is not eye-catching, it is enough for daily driving. Moreover, naturally aspirated engines have higher stability and relatively lower maintenance costs.

In terms of comfort, Volkswagen LaVida has always been known for its excellent interior design and ride experience. The new model also adds some new configurations, such as full LCD instrument panel and larger central control panel, which further enhances the sense of science and technology in the car. In addition, LaVida’s space performance is also excellent, and the rear passengers can easily find a comfortable sitting position.

In terms of economy, LaVida’s fuel consumption performance is quite good due to the adoption of a more energy-saving naturally aspirated engine and a 6-speed automatic transmission. According to official data, the comprehensive fuel consumption of this car is about 5.5 liters /100 kilometers, which is very good for a family car.

Generally speaking, the 2023 Volkswagen LaVida 1.5L automatic version is a very practical family car, suitable for those consumers who pay attention to comfort and economy.

FAW Toyota 2022 RAV4 Rongfang Dual Engine E + launched

　　On July 11, the new generation of high-performance sports SUV FAW Toyota RAV4 Rongfang Dual Engine E + 2022 "High Energy" was launched. The new car launched four models, namely Urban Pro, Elite Pro, Luxury 4WD Pro and Flagship 4WD Pro. The new car adopts plug-in hybrid drive form, and there are two-wheel drive and four-wheel drive models available. The price range is 248,800-296,800 yuan. Among them, Luxury 4WD Pro is the new level, providing more abundant car purchase options for those who desire to drive in the city and enjoy driving fun.

　　The RAV4 Rongfang Dual Engine E + is not only Toyota’s first plug-in hybrid SUV model mass-produced in China, but also FAW Toyota’s second plug-in hybrid model after the Corolla Dual Engine E +. It not only represents FAW Toyota’s active commitment to Toyota’s electrification strategy in China, but also enriches the "RAV4 Rongfang family" product series and represents the further upgrading of Rongfang’s brand strength. As the flagship product of the "RAV4 Rongfang family", since its launch in April 2021, it has not only provided users with richer car purchase options, allowing users to experience the high value of "on-hook configuration" beyond expectations, but also with the advanced plug-in hybrid system, allowing users to feel the excellent travel experience brought by "Extremely Fast Driving Fun" and "Expedition Endurance".

　　A new lineup unlocks more possibilities

　　Based on the insight and value of user requests, the FAW Toyota RAV4 Rongfang Dual Engine E + 2022 model has added the "Deluxe 4WD Pro" level on the basis of the previous three levels. It not only has the "flagship power" of the "RAV4 Rongfang family", but also is equipped with an advanced electronic four-wheel drive (E-Four) system, and a richer practical configuration than previous two-wheel drive models, providing users with richer choice space to meet more travel needs.

　　The newly launched luxury four-wheel drive Pro class is in line with the existing flagship four-wheel drive Pro in terms of power. The plug-in hybrid system is based on the TNGA 2.5L DYNAMIC FORCE engine, with the main drive motor and the rear axle independent motor. The maximum power of the system can reach 225kW, with a 100-kilometer acceleration performance of 7.4 seconds, and a 100-kilometer comprehensive fuel consumption (NEDC condition) as low as 1.2L.

　　With strong performance and efficient power, the luxury four-wheel drive Pro model is also equipped with an advanced electronic four-wheel drive (E-Four) system, providing new options for those who pay attention to driving pleasure with its class-leading all-terrain passability and handling stability. It is worth mentioning that on the basis of the existing two-wheel drive elite Pro version, the luxury four-wheel drive Pro also adds advanced and practical configurations such as panoramic sunroof, roof rack and 12.3-inch full LCD instrument, which can provide users with a comfortable travel experience.

　　In addition, FAW Toyota RAV4 Rongfang Dual Engine E + 2022 models, in terms of body color also added a new interstellar blue car color, including the new color scheme, RAV4 Rongfang Dual Engine E + 2022 models provide users with up to 7 monochromes (modern red, platinum white, ink black, platinum bronze metal color, titanium crystal gray, interstellar blue, Milan khaki), and 4 kinds of dual color (modern red/ink black, platinum white/ink black, titanium crystal gray/ink black, platinum bronze metal color/ink black). While highlighting the pure quality and strong sense of movement of the model, it can also surprise the street with colorful visual senses and highlight the user’s outstanding aesthetics. In terms of configuration, the RAV4 Rongfang dual-engine E + 2022 model also upgrades the original electric folding exterior rearview mirror to an automatic folding exterior rearview mirror, providing more convenience for daily driving.

　　RAV4Rongfang family is fully rejuvenated, and the brand strength is further advanced

　　As the flagship product of the "RAV4 Rongfang family", the FAW Toyota RAV4 Rongfang Dual Engine E + also inherits the model concept of "off-road and urban". On top of the family’s consistent all-round strength, it also has more valuable model configurations, as well as the fast driving fun and expedition battery life experience brought by more advanced plug-in hybrid systems. Now, after continuing to gain insight into user requests in the new era and carefully listening to users’ voices, the RAV4 Rongfang Dual Engine E + 2022 with a new lineup, new colors and advanced configuration breaks through the family’s flagship new high, opening up more diverse and more unexpected city SUV new options for users.

　　With the official launch of FAW Toyota RAV4 Rongfang Dual Engine E + 2022, the "RAV4 Rongfang Family" product series with nearly 30 years of brand history has completed this new upgrade, and it also announces another advancement of Rongfang brand strength. Since entering the Chinese market in 2009, the RAV4 Rongfang family has been honored continuously: in 2018, it won the most fuel-efficient SUV of "CONSUMER REPORT", in 2019, it won the Ward Top Ten Interior, 2019-2020 CAR OF THE YEAR JAPAN Annual Model Award, E-NCAP, IIHS test highest rating and other industry awards, and in 2020, it achieved the feat of global cumulative sales exceeding 10 million.

　　Today, the "RAV4 Rongfang family" 2022 model takes a step further on excellence. While inheriting the product concept of "off-road and urban" and continuing the new height and quality of TNGA-K architecture, it also has a richer model lineup, fully covering the rich power options of fuel, hybrid and plug-in hybrid, and providing three four-wheel drive systems to choose from to meet different user travel scenarios and driving needs. At the same time, the RAV4 Rongfang family 2022 model also brings users a sense of high value beyond the past with configuration innovation, design and color upgrades, as well as a personalized car experience of young trends. In the future, the "RAV4 Rongfang family" serial products will continue to maintain the outstanding posture of the leader, live up to the favor of millions of users around the world, and provide more users with the all-round hard core strength to exceed the expectations of urban SUV car life.

　　In addition, as of February 2022, the global cumulative sales of Toyota electric vehicles including RAV4 Rongfang Dual Engine and Dual Engine E + models have exceeded 20 million units. In order to allow more users to easily enjoy the extraordinary experience brought by Toyota’s gasoline-electric hybrid, FAW Toyota has now started the "Record Dual Engine Privilege Season" activity. Immediately purchasing the RAV4 Rongfang Dual Engine model can enjoy the factory’s direct purchase tax halved, as well as more 0 down payment, 0 interest rate, long-term and other financial solutions, and you can also enjoy up to 9,000 yuan replacement subsidy and 4-year free warranty and other benefits. For more surprises, please contact the local FAW Toyota dealership and start a colorful car life with the all-round strength RAV4 Rongfang!

　　(Xinmin published this article for the purpose of transmitting automobile information, which does not represent the views of this website)